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The new force combining Age Concern Wales logo & Help the Aged in Wales logo

Frequently asked questions

a lady in her home 

Here are the answers to frequently asked questions about Age Concern Home Insurance.


 

Q. Do I have to take out both contents and buildings cover?
A. If you live in rented accommodation, your landlord should have buildings cover and you should only need contents cover. However, if you own your home, you should consider having both contents and buildings cover.

Q. How are claims settled?
A. Claims for contents cover are settled on a ‘new for old’ basis. Damaged items will be repaired and anything stolen or damaged beyond repair replaced as new. Claims for buildings cover are settled based on the full repair or rebuilding cost. Your sum insured must represent the full replacement or rebuilding cost at today’s prices.

What you say

Ralph Bembridge, Guildford

'How very refreshing to find a company that fulfills its promise "like for like" and the speed in which you handled the claim has been wonderful.'

Q. Do I need to have any specific locks on my doors and windows to qualify for home insurance?
A. Only for some areas of the UK or if you need to insure high sums. You will be advised and given time to fit them if necessary.

Q. Do you have a Money-Back Guarantee?
A. If you’re not satisfied with your policy, you can return it to Fortis Insurance Ltd within 14 days for a refund.**

Q. How do I add an optional extra, such as Personal Belongings away from the home, to my cover?
A. When you apply, just let us know which extras you want to include in your cover and we can discuss options with you.

Age Concern Home Insurance is provided by Fortis Insurance Limited

How to buy

Call 0845 600 3243*

Lines are open 8am-8pm Monday to Friday, 9am-5pm Saturday.
Calls may be recorded.

Visit your local trading Age Concern or Age UK office***

to talk to someone face to face.

 

opens link in new window Download the Home Insurance Policy booklet (1.56MB)

*If you call the 0845 number above for home insurance, you will be dealing with Fortis Insurance Limited, which provides and manages Age Concern Home Insurance.
**You have fourteen days from when you receive your policy schedule or enter into this contract, whichever is later, to write to us if you want to cancel your policy. If you cancel your policy during this period of time, as long as you have not made a total loss claim, we will give you a refund for the period of time that was left on your policy.
***Not all Age Concerns/Age UKs offer all Age Concern Products. Please check (by telephoning your local office) before arranging a visit. Many Age Concerns are changing their name to Age UK.

If you contact an Age Concern/Age UK office, you will be dealing with an Appointed Representative of Age Concern Enterprises Limited (ACEnt).

ACEnt is authorised and regulated by the Financial Services Authority for Insurance mediation and Fortis Insurance Limited is authorised and regulated by the Financial Services Authority. Age Concern Enterprises Limited and Fortis Insurance Limited are not in the same group of companies.

Ref: H1217V5MAY10

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Call to buy Age Concern Home Insurance:
0845 600 3243

How to buy


• Call for a quote now

0845 600 3243*

Lines are open 8am-8pm Monday to Friday‚ 9am-5pm Saturdays
Calls may be recorded.

• Visit your local trading Age Concern or Age UK Office***

Useful information to download

  • Home Insurance Policy booklet

     

  • View all downloads Help with downloads

    Downloads

    What is a download?

    A download is a document (like a research report, a leaflet, or an application form) that can be transferred from our website to your computer. You can download a file, view it on your screen, print it, or save it to your computer.

    What is a PDF?

    PDF stands for ‘portable document format’.

    Most downloads on this website are PDFs. We use this format to ensure that the document looks the same on everyone’s computer (website pages, by contrast, appear differently depending on how people have got their computer set up).

    How do I download a PDF?

    Computers use a program called Adobe Acrobat Reader to download PDFs. If you try clicking on a link to download a PDF and it doesn’t work, you will need to install Adobe Acrobat Reader onto your computer.

    How do I install Adobe Acrobat Reader?

    The process is quite straightforward and is free.

    1. Go to opens link in new window http://get.adobe.com/uk/reader/
    2. Click ‘Download’.
    3. Wait for the window to offer you the option to ‘Run’, then choose this option.
    4. Click ‘Next’.
    5. Click ‘Install’
    6. Wait for the window to offer you the option to ‘Finish’, then choose this option.

    How do I change a download?

    PDFs cannot be changed. If you need to be able to type into a downloaded document (for example, if we are offering a letter template that you need to put your name on) we will provide it as a Microsoft Word document rather than a PDF. You can then download it, type into it and save it to your computer.

    How do I print or save a download?

    Downloads will open on your computer in a new browser window.

    Inside this window (below all your web browser menus), there will be a toolbar with options for you to print or save the document.

    Close the browser window to return to the Age UK website.

    Can my screen reader read PDF downloads?

    We have made every effort to make our PDFs accessible to screen readers. Here is an overview of your accessibility options available in Acrobat Reader. Please ensure that you have downloaded the latest version of Acrobat Reader from the Adobe Reader website to ensure that they are included in your version of the programme.

    You can use Adobe Reader to read a PDF out loud with the following shortcut keys:

    • Read the document: Shift +Ctrl+Y
    • Read the open page only: Shift +Ctrl+V
    • Read to the end of the document: Shift+Ctrl+B
    • Pause: Shift+Ctrl+C
    • Stop Shift+Ctrl+E


    You can also convert a PDF into a web page by following these steps:

    • Copy the URL (web address) of the document (right-click on the link and select ‘Save target as’ or ‘Copy link’).
    • Open the Adobe online conversion tool in your browser and paste the URL into the URL box.
    • Tick the HTML box on the Format option and click ‘Convert’.


    You can convert a PDF document into a text file for use with other software and hardware such as Braille printers by opening the PDF and choosing ‘Save as text’ from the File menu.

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