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The Social Fund

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The Social Fund provides financial help to people who receive certain benefits (including Pension Credit) and need help with extra expenses. If you are on a low income‚ it is difficult to save for emergency expenses such as funeral costs or furniture for a new home.

There are different budgets and rules depending on where you live in the country‚ so get advice from a Citizens Advice Bureau (see 'Useful website') or another advice agency before you apply for a grant or loan.

There are two parts to the Social Fund - regulated and discretionary.

The regulated Social Fund

The regulated Social Fund covers:

Funeral payments: You may be able to get a payment towards funeral costs if you have good reason for taking responsibility for the expenses and you or your partner are receiving any of the benefits below:

  • Pension Credit;
  • Income Support;
  • income-based Jobseeker’s Allowance;
  • income-related Employment and Support Allowance;
  • Housing Benefit;
  • Council Tax Benefit;
  • Working Tax Credit (which includes the disability or severe disability element);
  • Child Tax Credit (paid at a rate that exceeds the family element).

Cold Weather payments: If you receive Pension Credit (PC), income-related Employment and Support Allowance (ESA), Income Support or income-based Jobseeker’s Allowance (JSA), which includes a pensioner or disability premium, you will receive a Cold Weather Payment for each week of very cold weather.

Winter Fuel payments: Winter Fuel Payments are paid to pensioner households to help with the cost of fuel. They are paid to most people aged 60 or over living in Great Britain and there are no income or savings limits.

The discretionary Social Fund

The discretionary Social Fund provides three types of payments:

Community care grants: Grants may help you if you:

  • plan to leave institutional or residential accommodation (eg hospital, care home, prison or a hostel) and need help, for example to buy a bed, bedding, cooker or to pay fuel connection and removal charges;
  • need help to stay at home rather than go into a care home (eg for minor house repairs, bedding and essential furniture);
  • need help to ease exceptional pressures on families caused by disability, chronic sickness or major family changes;
  • need help with travel expenses in urgent situations (eg visiting someone who is ill or attending a relative’s funeral).

Bugeting loans: The applications for budgeting loans and community care grants are separate so it may be better to try for a non-repayable grant before you consider a loan.

Budgeting loans and community care grants can be given for items such as furniture, household equipment, clothing and footwear, removal costs or home improvements, maintenance and home security measures.

Crisis loans: Crisis loans are available to anyone; you don’t have to be getting any benefits. You may get a loan if you have emergency needs or are involved in a disaster (eg fire or flood) and the loan is necessary to prevent serious damage or risk to your health and safety. 

opens link in new window  FS49 The Social Fund - June 2011 (PDF 172 KB)

 

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Useful website

  • Useful information to download

    • A factsheet with further information on the Social Fund.

       

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