Age needs one voice. Now it has:
Age Cyrmru is the new force combining Age Concern Cymru and
Help the Aged in Wales. Age Cymru is a member of the Age UK family.
The new force combining &
Insurance offers protection against future events.
You buy a policy under which the insurance company agrees to pay out if the event insured against happens. The price you pay is known as a premium.
Common types of insurance relate to:
your home: If you are a homeowner you should have buildings insurance to cover damage to the building. Mortgage providers usually require that you have this cover.
your belongings: Contents insurance covers loss or damage to your household possessions.
driving: You are required to insure against damage or injury caused by your vehicle to other vehicles and people. You can also insure yourself against theft‚ damage to your vehicle and injuries caused while you are driving.
travel: Travel insurance covers you against the cost of delays‚ lost property and medical bills while you are abroad.
life insurance: If you have life insurance your family will get a payment if you die unexpectedly. Check what payment is due from your pension scheme if you die.
pets: You can insure your pet against the cost of vets bills‚ costs incurred finding a lost pet or if you are unable to care for a pet because of illness.
Buying directly from the insurer can seem cheaper but you should get quotes from several companies or use an online price comparison site.
The cover offered by different insurance policies can vary considerably‚ even if they seem to be the same type. The cheapest policy may not be the best value if there are a lot of restrictions on when you can make a claim and how much for.Contact the Association of British Insurers (see Useful websites) for more information about buying insurance. You can also contact the British Insurance Brokers’ Association (see Useful websites) to find an insurance broker in your area. The Financial Services Authority can confirm whether a firm is authorised to sell insurance.
IG19 Managing Your Money - September 2011 (PDF 2MB)
Set your location to see what Age Cymru offers in your local area.
The Association of British Insurers provides information on insurance cover, including a leaflet specifically for older motorists.
The British Insurance Brokers’ Association provides a ‘find a broker’ service. British Insurance Brokers’ Association
The Financial Services Authority (FSA) is an independent body that regulates the financial services industry in the UK.
Downloads
A download is a document (like a research report, a leaflet, or an application form) that can be transferred from our website to your computer. You can download a file, view it on your screen, print it, or save it to your computer.
PDF stands for ‘portable document format’.
Most downloads on this website are PDFs. We use this format to ensure that the document looks the same on everyone’s computer (website pages, by contrast, appear differently depending on how people have got their computer set up).
Computers use a program called Adobe Acrobat Reader to download PDFs. If you try clicking on a link to download a PDF and it doesn’t work, you will need to install Adobe Acrobat Reader onto your computer.
The process is quite straightforward and is free.
PDFs cannot be changed. If you need to be able to type into a downloaded document (for example, if we are offering a letter template that you need to put your name on) we will provide it as a Microsoft Word document rather than a PDF. You can then download it, type into it and save it to your computer.
Downloads will open on your computer in a new browser window.
Inside this window (below all your web browser menus), there will be a toolbar with options for you to print or save the document.
Close the browser window to return to the Age UK website.
We have made every effort to make our PDFs accessible to screen readers. Here is an overview of your accessibility options available in Acrobat Reader. Please ensure that you have downloaded the latest version of Acrobat Reader from the Adobe Reader website to ensure that they are included in your version of the programme.You can use Adobe Reader to read a PDF out loud with the following shortcut keys:
You can also convert a PDF into a web page by following these steps:
You can convert a PDF document into a text file for use with other software and hardware such as Braille printers by opening the PDF and choosing ‘Save as text’ from the File menu.
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