Make your money go further

Man reading

If you’re finding it difficult to manage on the money you have coming in, there are ways Age UK can help you put more money in your pocket.

Up to £5 billion in Pension Credit, Housing Benefit and Council Tax benefit goes unclaimed by older people every year. There could be money out there that’s meant for you.

Remember, this is money you paid into the system for years, so it’s time to get back what’s rightly yours. You could be eligible even if you own your own home or have some savings.

opens link in new window Get a full benefits check to make sure you’re getting all that you can.

Don’t assume you’re not entitled – get help from Age Cymru today, and make a claim.

Read our free guides

The following free guides can help you find out more about the benefits you could be claiming, and make sure you’re not overpaying tax.

Claiming benefits: a guide for people of working age

Not claiming your pension yet? Then read our guide for people under pension age to find out what you could claim. It looks at benefits available to people who may be sick, disabled, unemployed, on a low income, looking after children or caring for someone.
opens link in new window Download the Claiming benefits guide (PDF 1MB)

Tax guide

Many older people are paying the wrong tax. Are you one of them? The tax system can be complicated, but this guide can help you make sure you’re paying the right amount. It mainly focuses on Income Tax, but also looks at Inheritance Tax and Capital Gains Tax.
opens link in new window Download the Tax guide (PDF 630KB)  

Talk to us

Age Cymru works in partnership with Age UK to bring you Age UK Advice. You can contact Age UK Advice on freephone 0800 169 6565 to order our guides or speak to a trained adviser for free advice.

Find your local Age Cymru 

Use our online tools

Use our simple opens link in new window online benefits calculator to work out what you might be able to claim.

Try our tax calculator to make sure you’re not overpaying tax to HMRC

It won’t take long and you might be pleasantly surprised by the results.

Other Money Matters guides

Read the other guides in our Money Matters range to learn more about boosting your income, budgeting your money and managing debt.

Can I afford to retire?
Having the standard of living we want in retirement will depend on making our money work for us as effectively as possible. This guide looks at the main questions you need to consider as you approach retirement age, and explains how to find the right kind of adviser for your needs.

opens link in new window Download the Can I afford to retire? guide (PDF 955KB)

Equity release
If you own your own home and have little or no mortgage, you may be thinking about equity release. It is a big decision and may not be the best or only solution. Read this leaflet for basic information on how it works and whether it’s right for you.

opens link in new window Download the Equity release leaflet (PDF 631KB)


Managing your money
Many of us face a drop in income when we retire but still want to maintain a good standard of living. This guide will help you assess your finances, balance your budget, deal with debt and boost your income.

opens link in new window Download the Managing your money guide (PDF 631KB)

Money matters
Confused when it comes to choosing a bank, building society or insurance provider? This guide will help you take a look at your finances and identify your needs. It suggests questions to ask and ways to find the right accounts and policies for you.

opens link in new window Download the Money matters guide (PDF 2MB)


Save energy, pay less
With fuel costs rising, using less energy can save us money. But that doesn’t mean we should have to use less than we need – it’s vital we get enough light and warmth. This guide explains how you can reduce the amount of energy you use in your home.

opens link in new window Download the Save energy, pay less guide (PDF 760KB)

Tracing lost money
Most people don’t realise that millions of pounds go unclaimed in banks and building society accounts, shares, pension plans, Premium Bonds and insurance policies. This guide explains how to find any possible lost assets you may have and where to go to claim them.

opens link in new window Download the Tracing lost money leaflet (PDF 2MB)

Your consumer rights
When it comes to shopping, we now have more options than ever, from popping to our local high street to buying over the phone to using trusted websites. This guide looks at your rights and options when you choose where to buy from, and what your consumer rights are if you need to make a complaint. It aims to give you the confidence to shop easily and safely.

opens link in new window Download the Your consumer rights guide (PDF 919KB)

Your Age Cymru

Set your location to see what Age Cymru offers in your local area.

Age Cymru Advice:
08000 223 444
Advice line:
08000 223 444

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About Age Cymru

Find out what Age Cymru does, its history, how it raises money and more about the charity.

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