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Source : Age UK
Published on 01 March 2011 05:30 PM
Commenting on today’s ruling on unisex insurance pricing from the European Court of Justice, Age UK Charity Director Michelle Mitchell said:
'The judgment is bound to create winners and losers, but this isn’t a green light for insurers to impose excessive price hikes. To guard against this, insurers need to be much more transparent and accountable about their pricing.
'Older customers should make full use of the information and advice available when shopping around for the best deal, particularly for annuities which are an irreversible decision.
'In relation to pensions, the judgment underlines the importance of reforms such as auto-enrolment and increasing basic state pensions. Such reforms will help women to build up an adequate pension of their own, so they are no longer forced to rely on their husbands for their retirement income.'
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Age UK is the new force combining Age Concern and Help the Aged, dedicated to improving later life.
We provide free information, advice and support to over five million people; commercial products and services to over one million customers; and research and campaign on the issues that matter to people in later life. Our work focuses on five key areas: money matters, health and well being, home and care, work and training and leisure and lifestyle. We work with our national partners, Age Scotland, Age Cymru and Age NI (together the Age UK Family), our local Age UK partners in England and local Age Concerns. We also work internationally for people in later life as a member of the DEC and with our sister charity Help Age International.
Age UK is a charitable company limited by guarantee and registered in England (registered charity number 1128267 and company number 6825798). Age Concern England and Help the Aged (both registered charities), and their trading and other associated companies merged on the 1st April 2009. Together they have formed the Age UK Group (“we”). Charitable services are offered through Age UK and commercial products are offered by the Charity’s trading companies, which donate their net profits to Age UK (the Charity).
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We have a number of experts available for comment, including:
Caroline joined Age UK in 2012.
A social scientist and barrister, Caroline has spent her career in the voluntary and public sectors, mostly on children and families’ issues. She has worked in a senior capacity at the children’s charity, Action For Children and at the Local Government Association. Caroline has also been a policy adviser to Ministers and Shadow Ministers, and a senior civil servant. A former chair of the End Child Poverty campaign, Caroline’s policy interests include integrated health and care, family policy, poverty and the role of the voluntary sector.
Caroline oversees Age UK’s influencing work and her team covers research, public policy, health influencing, media, campaigns and engagement and public affairs. She is also the Charity's lead spokesperson.
Caroline decided to work for Age UK because she could see that there was a lot to do to change policy and practice so older people are served well, and because she passionately believes that Age UK can make a big difference.
James is head of our research department in Age UK.
His responsibilities include:
He has a Visiting Professorship in Ageing at Loughborough University.
Jane Vass has been Head of Public Policy at Age UK since 2012, having joined Age UK’s predecessor, Age Concern England as Financial Services Policy Adviser in 2006.
She was previously an independent consumer consultant specialising in financial services from the consumer viewpoint. In this capacity she undertook research such as reports for the National Consumer Council on equity release and on financial capability for the Securities and Investments Board.
She also wrote the Daily Mail Tax Guide for 10 years. She was a member of the Financial Services Consumer Panel from 1999 to 2003, and from 1983 to 1993 she worked for Consumers’ Association.
Jane was given an OBE for her services to financial services in the June 2015 Birthday Honours list.
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