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The amount of unclaimed Pension Credit is estimated to lie in the range of £1.2m to £2.3m per week in Northern Ireland. Up to 86,000 older people who are entitled to it are not claiming it. You could be missing out on hundreds, even thousands per year.
There are two parts of Pension Credit – you may be eligible to receive one or both of them. Guarantee Credit tops up your weekly income to a guaranteed minimum level set by the Government.
Savings Credit is extra money for people who have an income higher than the Basic State Pension or who have a small amount of savings. It provides up to an additional £20.52 for single people or £27.09 for couples.
You can claim Pension Credit by calling the Pension Service on 0808 100 6165. They will ask you questions over the phone and fill the form in for you. Alternatively, you could ask them to send you a form to fill in at home, or download a form below.
SSA Pension Credit Application Form PC1
SSA Pension Credit Application Form PC1H continued
SSA Pension Credit Application Form PC1F completion notes
For more info visit www.nidirect.gov.uk/pension-credit
Sixty-four year-old Terry had no idea he and his wife were entitled to Pension Credit.
'I’d worked nearly all my life in the building trade and I just couldn’t do it anymore because it took its toll on my body.
'I knew I had to pack my job in but I was worried because I was only 60 and couldn’t claim my pension yet.'
After filling out the forms Terry and his wife were able to claim Pension Credit of £202.40 a week.
'When I was working I was taking home about £150 a week. I had hit my savings because the money I was getting wasn’t enough to live on. I’m much better off now. It is easier to make ends meet.'
If you, or an older person you know needs advice, information or practical support on a wide range of issues including welfare benefits, community care, housing and health, contact the Age NI Advice Service on Freephone 0808 808 7575 to speak to a specialist advisor in confidence. Our advisors can provide a free benefit check to ensure that older people are accessing the benefits they are entitled to.
Last year our Advice Service dealt with almost 14,000 calls from older people in need. Call the Age NI Advice Service today to make sure that you are receiving all the help and support available to you.
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More money in your pocket A guide to claiming benefits for people over pension age. (PDF 358KB)
Let's talk moneyA poster for promoting Age NI's free benefits check. (PDF 2MB)
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Age NI, 3 Lower Crescent, Belfast BT7 1NR. Company number NI71940. HMRC Charity reference number XTI4600. © Age UK Group and/or its National Partners (Age NI, Age Scotland and Age Cymru) 2013. All Rights Reserved
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