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What is Pension Credit

Around 170,000 older people in Northern Ireland are entitled to Pension Credit, yet around half of those eligible are still not claiming it.

Pension Credit comes in 2 parts and you may be eligible for one or both:

  • Guarantee Credit tops up your weekly income to a guaranteed minimum level.
  • Savings Credit is extra money if you’ve got some savings or your income is higher than the basic State Pension.

What you'll get with Pension Credit

Extra money if you're on a low incomeGuarantee Credit will top up your weekly income to:

  • £148.35 if you’re single
  • or £226.50 if you’re a couple.

If you qualify for Savings Credit, you can get up to:

  • £16.80 extra per week if you’re single
  • or £20.70 if you’re a couple.

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Further information


You many find the following document(s) useful.

You can download other guides in our series from publications

For more information: Call Age NI Advice: 0808 808 7575