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Ageism in consumer products and services

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Maybe you’ve received a leaflet that is offensive or perhaps you’ve had motor or travel insurance refused because of your age or had access to a new credit card or other services limited. 

What you can do

If you feel that you have been treated badly as a customer on the basis of your age‚ here are some actions that you can take:

  • Use the company’s official complaints procedure. The complaints procedure will often give you the name of the Customer Services Manager but always try to speak‚ or write‚ to the most senior person who deals with complaints. You can remind them that the over 50s spend £260 billion per year‚ control 70% of the nation’s wealth and 60% of its savings (Henley Centre‚ April 2003).
  • Take your business elsewhere‚ and tell your friends to do the same. Then, write to the company telling them that ageism is the reason they’ve lost your business.
  • Contact a consumer champion and tell them about your experiences. Many local and national newspapers have consumer pages as well as readers’ editors. You can also contact a consumer TV programme eg‚ BBC’s Watchdog.
  • Complain to the Advertising Standards Authority (ASA) about non-broadcast advertisements‚ sales promotions and direct marketing. You may want to complain if you’ve seen a press advertisement‚ promotion‚ leaflet or poster that you think is ageist and you want it changed or withdrawn. The ASA can stop misleading or offensive advertising and ensure sales promotions are run fairly.
  • Complain about television or radio advertising through the regulator - OFCOM (Office of Communications).
  • Be wary of sharp selling practices. Think carefully before you invite a salesperson into your home. If you believe that you have been wrongly sold a product or service‚ you may be able to complain to the Trading Standards Department of your Local Authority. Check in your phone book for your local Trading Standards Office‚ or call your Local Authority. Many trade bodies have codes of practice that may be helpful ie‚ the Direct Marketing Association‚ the Institute of Sales Promotion and the Timeshare Council. Official complaints can usually be made to these bodies.
  • If you feel pressured by unsolicited direct mail you can contact the Mailing Preference Service. They’ll be able to stop most unsolicited mail-shots. Similarly‚ if you want to reduce the number of sales calls you receive contact the Telephone Preference Service.

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      What is a download?

      A download is a document (like a research report, a leaflet, or an application form) that can be transferred from our website to your computer. You can download a file, view it on your screen, print it, or save it to your computer.

      What is a PDF?

      PDF stands for ‘portable document format’.

      Most downloads on this website are PDFs. We use this format to ensure that the document looks the same on everyone’s computer (website pages, by contrast, appear differently depending on how people have got their computer set up).

      How do I download a PDF?

      Computers use a program called Adobe Acrobat Reader to download PDFs. If you try clicking on a link to download a PDF and it doesn’t work, you will need to install Adobe Acrobat Reader onto your computer.

      How do I install Adobe Acrobat Reader?

      The process is quite straightforward and is free.

      1. Go to opens link in new window http://get.adobe.com/uk/reader/
      2. Click ‘Download’.
      3. Wait for the window to offer you the option to ‘Run’, then choose this option.
      4. Click ‘Next’.
      5. Click ‘Install’
      6. Wait for the window to offer you the option to ‘Finish’, then choose this option.

      How do I change a download?

      PDFs cannot be changed. If you need to be able to type into a downloaded document (for example, if we are offering a letter template that you need to put your name on) we will provide it as a Microsoft Word document rather than a PDF. You can then download it, type into it and save it to your computer.

      How do I print or save a download?

      Downloads will open on your computer in a new browser window.

      Inside this window (below all your web browser menus), there will be a toolbar with options for you to print or save the document.

      Close the browser window to return to the Age UK website.

      Can my screen reader read PDF downloads?

      We have made every effort to make our PDFs accessible to screen readers. Here is an overview of your accessibility options available in Acrobat Reader. Please ensure that you have downloaded the latest version of Acrobat Reader from the Adobe Reader website to ensure that they are included in your version of the programme.

      You can use Adobe Reader to read a PDF out loud with the following shortcut keys:

      • Read the document: Shift +Ctrl+Y
      • Read the open page only: Shift +Ctrl+V
      • Read to the end of the document: Shift+Ctrl+B
      • Pause: Shift+Ctrl+C
      • Stop Shift+Ctrl+E


      You can also convert a PDF into a web page by following these steps:

      • Copy the URL (web address) of the document (right-click on the link and select ‘Save target as’ or ‘Copy link’).
      • Open the Adobe online conversion tool in your browser and paste the URL into the URL box.
      • Tick the HTML box on the Format option and click ‘Convert’.


      You can convert a PDF document into a text file for use with other software and hardware such as Braille printers by opening the PDF and choosing ‘Save as text’ from the File menu.

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