Age needs one voice. Now it has:
Age NI is the new force combining Age Concern Northern Ireland and
Help the Aged in Northern Ireland. Age NI is a member of the Age UK family.
The new force combining &
If you're in debt, don't ignore the problem. The longer you leave it, the worse it will get. Take advantage of the free help available to get out of debt.
Some of us get into debt when we stop working because our income drops sharply, yet we still have the same expenses to pay. Changes in circumstances, like divorce, bereavement, illness and disability can also contribute to debt problems.
Make sure you get free debt advice if you need it. Ignore any texts, telephone calls or emails advertising debt advice services. Call Age UK Advice on 0800 169 6565 to find your nearest, free, reputable agency.
Before you go to a debt adviser, gather all the information related to your debts – overdue bills, letters from debt collectors, etc. This will help you and your advisor to list details of all creditors and debts, and decide how to approach them.
Your debt adviser will work in your best interests. They won’t judge you but will explore your debt in detail so they can negotiate with creditors on your behalf and advise you about welfare benefits you may be able to claim.
Use the online benefits calculator to find out if you're claiming all the benefits you're entitled to.
Advice NI Tel: 028 9064 5919 www.debtaction-ni.net or www.adviceni.net
Citizens Advice Northern IrelandTel: 0844 8552104 www.citizensadvice.co.uk
Debtline NI Consumer Credit Counselling Service (CCCS) Tel: 0800 027 4990 www.debtlineni.org
Advice4debtNI Tel: 0800 917 4607 www.advice4debtni.com
Housing Rights ServiceMortgage Debt Advice Service Tel: 0300 323 0310 www.housingadviceni.org/repossession-portal-home.html
Rent and rates arrears advice Tel: 028 9024 5640 www.housingadviceni.org
If you, or an older person you know needs advice, information or practical support on a wide range of issues including welfare benefits, community care, housing and health, contact the Age NI Advice Service on Freephone 0808 808 7575 to speak to a specialist advisor in confidence. Our advisors can provide a free benefit check to ensure that older people are accessing the benefits they are entitled to.
Last year our Advice Service dealt with almost 14,000 calls from older people in need. Call the Age NI Advice Service today to make sure that you are receiving all the help and support available to you.
Set your location to see what Age NI offers in your local area.
More money in your pocket booklet A guide to claiming benefits for people over pension age. (PDF 164KB)
Pension Credit leaflet3 steps to find out if someone you know qualifies for Pension Credit. (PDF 105KB)
Downloads
A download is a document (like a research report, a leaflet, or an application form) that can be transferred from our website to your computer. You can download a file, view it on your screen, print it, or save it to your computer.
PDF stands for ‘portable document format’.
Most downloads on this website are PDFs. We use this format to ensure that the document looks the same on everyone’s computer (website pages, by contrast, appear differently depending on how people have got their computer set up).
Computers use a program called Adobe Acrobat Reader to download PDFs. If you try clicking on a link to download a PDF and it doesn’t work, you will need to install Adobe Acrobat Reader onto your computer.
The process is quite straightforward and is free.
PDFs cannot be changed. If you need to be able to type into a downloaded document (for example, if we are offering a letter template that you need to put your name on) we will provide it as a Microsoft Word document rather than a PDF. You can then download it, type into it and save it to your computer.
Downloads will open on your computer in a new browser window.
Inside this window (below all your web browser menus), there will be a toolbar with options for you to print or save the document.
Close the browser window to return to the Age UK website.
We have made every effort to make our PDFs accessible to screen readers. Here is an overview of your accessibility options available in Acrobat Reader. Please ensure that you have downloaded the latest version of Acrobat Reader from the Adobe Reader website to ensure that they are included in your version of the programme.You can use Adobe Reader to read a PDF out loud with the following shortcut keys:
You can also convert a PDF into a web page by following these steps:
You can convert a PDF document into a text file for use with other software and hardware such as Braille printers by opening the PDF and choosing ‘Save as text’ from the File menu.
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The British Bankers’ Association represents the UK banking and financial services sector.
The Building Societies Association represents mutual lenders, deposit takers & all UK building societies.
Practical debt advice from Advice NI Debt Action, NI Direct & the National Debtline.
The Financial Services Authority is the independent watchdog for financial services & your rights.
My Lost Account website offers a free service to help you trace lost accounts.
Share your first hand accounts of issues or problems that older people are experiencing in relation to public services.
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