Skip to content

Funeral Plan

Couple smiling outdoors

Save £100^ - Offer now extended!

Buy online now

Or call for more information 0800 022 3243 0800 022 3243

Please quote ref: ABB406AC

Age UK Funeral Plans are provided by Dignity and brought to you by Age UK Enterprises Limited

Buying this product supports Age UK’s charitable work.

Due to popular demand, the £100^ discount has now been extended until 31 March 2017.

So, why not make the most of the offer and take care of funeral costs and arrangements in advance with an Age UK Funeral Plan, provided by Dignity. Prices start from just £2,945 for the Basic Plan (not included in the £100 offer). It is simple to arrange and by paying ahead now with a prepaid funeral plan, you can freeze funeral costs at today's prices.The services included in the plan are fully guaranteed, no matter how far in the future the service may take place.

roundel save 100More reasons to choose the Age UK Funeral Plan:

  • Prices now start from just £2,945 for the Basic Plan.
  • Funeral director's fees plus cremation and minister's fees included in the plan are fully guaranteed, not all funeral plans offer this.
  • It has one of the highest amounts towards the cost of a burial, which increases each year in line with RPI inflation.
  • Arranging your funeral now will help save your family worry and money.
  • The funds for your funeral will be securely held in an Independent Trust Fund.
  • You’re guaranteed to be accepted if you’re 50 or over and there is no upper age limit.

 

^ £100 discount is available on the Ivy, Holly and Rowan Plans, not the Basic Plan. Discount available from 1 September 2016 to 31 March 2017.

Find out more

Prices from just £2,945

The £100 discount on the Ivy, Holly and Rowan Funeral Plan has been extended! To take advantage of this offer make sure you buy before 31 March 2017. Take a look at the discounted prices below.

There are four different prepaid funeral plans to choose from. Each have different levels of funeral arrangements to suit your personal needs and budget.You can choose to pay for your Age UK Funeral Plan, provided by Dignity in one lump sum from just £2,945, or spread the cost at no extra charge over 12 months. If you prefer, you can spread the cost over a longer period for an additional administration charge.

See funeral plan prices and instalment options below.

Age UK Funeral Plans

 
Basic Plan


Ivy Plan


Holly Plan


Rowan Plan

Limited Affordable Most popular For big families
 

(£100 discount does not apply)
Buy Now

 

(Prices include £100 off)
Buy Now

 
(Prices include £100 off)
Buy Now
 
 (Prices include £100 off)
Buy Now

One-off, single payment

£2,945

 

£3,395

£3,745

£4,145

12 monthly instalments
(total cost over 1 year)

£245.41
(£2,945)
£282.91
(£3,395)
£312.08
(£3,745)
£345.41
(£4,145)

60 monthly instalments
(total cost over 5 years)

£56.65
(£3,399.11)
£65.30
(£3,918.50)
£72.04
(£4,322.47)
£79.73
(£4,784.15)
120 monthly instalments

(total cost over 10 years)

£32.53
(£3,903.94)
£37.50
(£4,500.47)

£41.37
(£4,964.44)

£45.78
(£5,494.69)
180 monthly instalments

(total cost over 15 years)

£24.72
(£4,451.03)
£28.50
(£5,131.15)
£31.44
(£5,660.14)
£34.80
(£6,264.69)
If you would like a different instalment period than illustrated above, please call us on 0800 022 3243. £100 discount is available on the Ivy, Holly and Rowan Plans, not the Basic Plan. Discount is included above and available from 1 September 2016 to 31 March 2017. Previous single prices £3,495 Ivy; £3,845 Holly; £4,245 Rowan.  Prices above are valid until 31 March 2017.

  

I had phoned other funeral companies, but I found Age UK Funeral Plans much easier and so helpful that I am so pleased to have your Plan. I feel much more at ease. Thank you all.
Mr Johns | Essex

Download the Age UK Funeral Plan Terms and Conditions (PDF 325KB)

Download The Age UK Funeral Plan Key Features Summary (PDF 1MB)

Choose your plan

Compare and choose the right funeral plan to suit you, and when you buy before 31 March 2017 you can save £100^.

There are four Age UK Funeral Plans to choose from.

Age UK Funeral Plans

Basic Plan

Ivy Plan

Holly Plan

Rowan Plan


Limited
Affordable
Most popular For big families

 

Single one off payment

£2,945

(£100 discount does not apply)

£3,395

(Price includes £100 discount)

£3,745

(Price includes £100 discount)

£4,145

(Price includes £100 discount)

Confidential advice and guidance on all aspects of the funeral Yes Yes Yes Yes
Guidance on the registration of the death and collection of all necessary paperwork for the funeral to proceed Yes Yes Yes Yes
24 hour telephone bereavement counselling service for your family or friends Yes Yes Yes Yes
Care and preparation of the deceased Yes Yes Yes Yes
24 hour transport of the deceased to the Nominated Funeral Director's premises within a 50 mile radius, excluding ferry or air fares Yes

Yes

Yes Yes
Coffin for cremation or burial Basic coffin Wood effect
Quality wood effect High quality wood veneer
Flexible plans, if you move home your plan moves with you, at no extra cost Yes Yes Yes Yes
Visit to the chapel of rest any time, by agreed appointment Normal office hours Normal office hours Normal office hours Any time
Funeral Director, hearse and staff to attend the service Yes Yes Yes Yes
Support of nationwide network of trusted Funeral Directors
Limited to approx 800 Funeral Directors† Over 1,300
Funeral Directors
Over 1,300 Funeral Directors Over 1,300
Funeral Directors
Limousine for family/mourners None None One Two
Funeral procession from home to a service location, then onto the crematorium or burial site (fees and costs of a service at a separate location not included) Directly to crematorium
or burial site
Directly to crematorium
or burial site
Yes Yes
Funeral time and date: Mutual agreement on the time and date of the funeral during normal working hours

Restricted days & time of funeral†

Yes

Yes

Yes

For a cremation funeral:

Cremation fee (at local rates)

Minister's or officiants fee (as recommended by the Church of England stipend authority).



Yes

Yes



Yes

Yes


Yes

Yes



Yes

Yes

For a burial funeral:

A generous contribution of £1,200 is included in the plan. This contribution increases with the Retail Price Index (RPI) for the plan's duration.

 


Yes

 


Yes

 


Yes

 


Yes

Full listing of floral tributes (cost of flowers not included) Yes Yes Yes Yes
Complimentary 'thank you' cards - - Yes Yes
Special requests: Personal wishes can be recorded within the plan (Some special requests may incur an additional charge and may not be covered by the price guarantee).


Yes


Yes

Yes

Yes
Additional contributions to pay towards special requests can be made during the lifetime of the plan, and contributions will increase in line with the Retail Price Index (RPI)


-


Yes

Yes

Yes

What is not included in your plan:

  • Medical certification fees: For deaths where a coroner investigation is required, there are no medical certification fees. Also, changes to legislation in May 2015 mean there will no longer be a charge for a medical certification for any deaths registered in Scotland. Similar legal changes are being considered for the rest of the UK, so we do not include provision for these fees in the plans. If the funeral takes place outside of Scotland, and a coroner is not involved, then if applicable, the medical certification fees must be paid by the next of kin or personal representative, when arranging the funeral.

  • Embalming, burial plot, memorial or headstone, flowers, catering/wake.
  • Costs for removing artificial limbs and mechanisms such as pacemakers.

This list is not exhaustive, so please refer to the Terms & Conditions for further information.

†Basic Plan - additional restrictions to above: There is a restricted choice from approximately 800 Funeral Directors. A restricted choice of date and time for the funeral will be available. Typically this means that with the Basic Funeral Plan the service will take place before 10.30am or after 3.30pm Tuesday - Thursday. You may not make any additional contributions towards the cost of any special requests. Not available on the Isle of Man.

£100 discount is available on the Ivy, Holly and Rowan Plans, not the Basic Plan. Discount is available from 1 September 2016 to 31 March 2017. Previous single prices £3,495 Ivy; £3,845 Holly; £4,245 Rowan. 

Download the Age UK Funeral Plan Terms and Conditions (PDF 1MB)

Download the Age UK Funeral Plan Key Features Summary (PDF 1MB)

Age UK Funeral Plans are provided by Dignity and brought to you by Age UK Enterprises Limited

Compare against other providers

Buy with confidence

Many funeral plan providers claim to protect against rising funeral costs. But if you look into the details you'll see that not all plans are the same or guarantee the same benefits. One of the most important things, is to ensure where possible costs are covered, leaving less for your loved ones to worry about in the future. As the comparison table below shows, you'll see that the Age UK Funeral Plan is one of the best ways to provide protection.Plus if you buy before 31 March 2017 you can save £100^

Not all funeral plans are the same - check before you buy


What is included in each plan by provider?

Age UK
Funeral Plans

Golden Charter
Funeral Plans

Co-op Set
Funeral Plans

If I moved address, can I change my funeral director to another from an approved list at no extra charge?

Yes


No

If you wish to move your plan, you may be charged an additional sum

Yes

If I change my mind at any time, will I get back the money I have paid?

Yes
Less a low cancellation fee
?
Not with the low cost instalment option or fixed monthly payment option
?
Not with fixed monthly payment option
Is the cremation fee guaranteed to be covered?
Yes
No
Only a contribution is available and only on the three most expensive plans

Yes

Is there a contribution towards a burial plot if I decide to have a burial?
Yes
?
Only available with the top three most expensive plans
No
There is no contribution to a burial plot, however some burial costs are guaranteed

Can I speak to customer services 24 hours a day?YesNoNo
Will the funeral director be available to take the deceased into care 24 hours a day, 365 days a year?
Yes

?
Only available with the top two most expensive plans

Yes
Can loved ones view the deceased if they wish?

Yes
?
No viewing for Golden Charter's Base and Standard plan.

Y
Are the plans flexible to allow changes or additional items to be added e.g. extra limousine?
Yes
Not available with the Basic Plan

Yes

No

Details sourced from Golden Charter and Co-op websites and correct at 4 November 2016.

Easy steps to buying a plan

Hurry - Save £100 when you buy an Ivy, Holly or Rowan Plan before 31 March 2017.

It's really easy to buy an Age UK Funeral Plan online. Simply click the 'Buy Online' button to go to the secure payment site. From there, you'll be asked to complete a simple form including the Planholder's details, your choice of plan and chosen payment method (debit or credit card). It will only take a few minutes.

Alternatively call 0800 022 3243 to speak to a member of the customer service team, who can help you through the payment process over the phone.

What can I expect once I’ve taken out my plan?

You will be sent a Planholder's Pack within 14 days.

This includes:

  • Documents detailing your plan's features and benefits.
  • A Funeral Services Document which lists what services the plan guarantees to cover.
  • Your Funeral Plan Card, which includes the telephone number of our 24 hour Customer Service Team helpline and your Funeral Plan Number.
  • A Funeral Organiser Pack which includes a copy of your arrangements and instructions, to pass to your Executor, appointed family member or friend.
  • The telephone number of our 24 hour bereavement support service.

Frequently asked questions

Here are answers to some frequently asked questions about the Age UK Funeral Plan.

Q. How can I arrange my funeral the way I want it?Man on beach looking out to the sky
Q. Can I choose my Funeral Director?
Q. How will my Funeral Organiser know what to do when the time comes?
Q. Does it take long to arrange my funeral plan?
Q. Are there any acceptance restrictions or plan limitations?
Q. What if I change my mind once I’ve taken out a plan?
Q. Who looks after the money I pay into the plan?
Q. Am I covered if I want a burial and not a cremation?
Q. What happens if funeral costs go up dramatically?
Q. What happens if I die before I have finished paying all the monthly instalments?
Q. Can I see the Terms and Conditions of the funeral plan?
Q. What if I move address?
Q. Am I able to have an eco-friendly funeral or coffin?
Q. Can I take out a joint plan?
Q. Can I take out a funeral plan for someone else?

Q. How can I arrange my funeral the way I want it?

A. There is a choice of four prepaid funeral plans available, with different services, so you can choose how you want your funeral to be. Any special requests, such as a favourite hymn or reading can be added as part of your application. If you request flowers or other elements that may incur a cost you can pay a contribution towards an Ivy, Holly or Rowan Plan at the time of purchase or your Funeral Organiser would have to pay for those services at the time of the funeral. You can't make any financial contribution payments towards the cost of any special requests for the Basic Plan.

Q. Can I choose my Funeral Director?

A. Dignity will allocate a funeral director to your plan. For the Ivy, Holly & Rowan Plans there are over 1,300 Nominated Funeral Directors and for the Basic Plan there are approximately 800 Nominated Funeral Directors across the UK. You may choose a funeral director from the relevant list. However, you cannot choose a funeral director that is not part of the list. If you would like your plan allocated to a specific funeral director please contact us before you purchase. We may allocate your plan to a different Nominated Funeral Director if required.

Q. How will my Funeral Organiser know what to do when the time comes?

A. It takes just one telephone call from your Executor or appointed person to put your funeral plan into action. Everything they need to know is in the Funeral Organiser Pack provided with your Planholder's Pack.

Q. Does it take long to arrange my funeral plan?

A. No, it's a very quick and simple application process. You can purchase it over the phone, online or by post. You will receive your Planholder's Pack in the post within 14 days.

Q. Are there any acceptance restrictions or plan limitations?

A. Acceptance to the Age UK Funeral Plan is guaranteed whatever your state of health and there are no age limits, as long as you are aged 50 or over.  

The Plans do not include:

  • Embalming.
  • The cost of some special requests such as memorials, flowers, catering, newspaper obituaries etc.
  • Transport of more than 50 miles from the Nominated Funeral Director. Any charge for any additional miles will be payable to the Nominated Funeral Director at the time.
  • The cost of removal of mechanisms such as pacemakers (which must be removed before a cremation).
  • Costs for conducting the funeral, burial or cremation on a weekend, at an unusual hour or public holiday.
  • Any additional charges passed to us due to changes in regulations, tax, laws or generally accepted practice.The cost of repatriation outside mainland Great Britain, Northern Ireland, Jersey, Isle of Wight on the Isle of Man (Basic Plan not available on the Isle of Man).
  • Any Medical certification fees and Coroner’s fees.

Other Plan limitations include:

  • If the Plan is paid for by instalments and the funeral is required before the final payment has been paid, your Funeral Organiser would have to pay the outstanding balance at the time of the funeral.
  • Any taxes. Value Added Tax is not currently charged on a funeral service. However, if this or any other tax becomes chargeable on a funeral service or part of it your Personal Representative must pay the tax at the time of the funeral.

Basic Plan limitations:

  • There is a restricted choice from approx 800 Funeral Directors.
  • A restricted choice of date and time for the funeral will be available. Typically this means that with the Basic Funeral Plan the service will take place before 10.30am or after 3.30pm Tuesday - Thursday.
  • You may not make any financial contribution payments towards the costs of any Special Requests.
  • Not available on the Isle of Man.

Q. What if I change my mind once I’ve taken out a plan?

A. The Age UK Funeral Plan offers a 28-Day Money-Back Guarantee. If you change your mind within that time, you’ll get a full refund of the money you have paid in. You can still cancel after 28 days, but there is a £95 cancellation fee, which is the lowest cancellation fee on the market.

Q. Who looks after the money I pay into the plan?

A. Any payment that you make towards your Age UK Funeral Plan goes directly into an Independent Trust Fund where the money required for the funeral is carefully managed until its needed.

Q. Am I covered if I want a burial and not a cremation?

A. The plan helps to take care of a burial funeral too because the Funeral Director's services that are included in the plan are guaranteed. It also includes a contribution of £1,200 towards burial costs and minister's fees, which is guaranteed to rise each year in line with the Retail Price Index (RPI). This is one of the highest contributions available, and not all funeral plans offer any contribution towards burial costs.

Q. What happens if funeral costs go up dramatically?

A. The plan guarantees to cover the full cost of the Funeral Director’s services, minister’s fees and the cremation fee, as set out in the plan, regardless of how far in the future it is needed or by how much costs have risen. Not all providers offer this guarantee. Once you have taken out a prepaid Age UK Funeral Plan, these costs are frozen and guaranteed never to increase. No matter when the plan is activated, you will still receive the same high-quality service you would expect today.

Q. What happens if I die before I have finished paying all the monthly instalments?

A. If you die before all of the instalments have been paid, the funeral will be provided in accordance with this Agreement. However, your Personal Representative will be responsible for paying the outstanding instalments due, at the time of the funeral.

Q. Can I see the Terms and Conditions of the Funeral Plan?

A. Yes. Download the Age UK Funeral Plan Terms and Conditions (PDF 325KB).

Q. What if I move address?

A. If you move address in the UK, an alternative Nominated Funeral Director will be appointed to you, if appropriate. However, if you wish to remain with the original Nominated Funeral Director, but they are no longer in your local area, an extra mileage fee may be incurred for the use of Funeral Director’s vehicles.

Q. Am I able to have an eco-friendly funeral or coffin?

A. Please call the customer service team on 0800 022 3243 to discuss eco-friendly funeral services and coffins available in your area.

Q. Can I take out a joint plan?

A. Either complete two personal arrangements forms and each take out a plan, or you can pay an extra administration fee of £75 to a single plan with both your names assigned to it. A joint plan will hold your individual requests, but will be put into action solely on behalf of one of the Planholders only. Call for more details.

Q. Can I take out a funeral plan for someone else?

A. Yes‚ as long as they are aged 50 or over. Just follow the simple instructions on our application process.

Reasons to choose a funeral plan

Many people think they have funeral costs covered by savings, 50+ life insurance or other means. But with funeral costs rising steeply and interest rates so low, there is no guarantee the costs will be met, and relatives may have to make up the difference. With an Age UK Funeral Plan, once paid for, your loved ones will not have to pay any extra towards the services included in the plan, because the Age UK Funeral Plan covers those specified funeral costs and arrangements, no matter how far in the future the service may take place.

See why the Age UK Funeral Plan is the right choice and save £100 when you buy before 31 March 2017^.

Age UK Funeral Plan Benefits

The Age UK  Funeral Plan

Savings and Investments

Over 50s Life Insurance

Guaranteed to cover the costs of the funeral director's services, cremation costs and Minister's fees included in the Plan Y N N
Freezes funeral costs at today's prices Y N N
Guarantees to beat the rising cost of funerals Y N N
Helps with funeral arrangements, reducing stress and worry for bereaved family and friends Y N N
Support of a nationwide network of trusted funeral directors Y N N
Unaffected by drops in interest rates and rising inflation Y N N
The fund can only be used for funeral costs Y N N
Guaranteed acceptance for people aged 50 or over, with no upper age limit Y Y N
No need for any medical or health questions Y Y Y

The Age UK Funeral Plan is provided by Dignity - the UK's leading provider of funeral plans. Dignity is a member of the Funeral Planning Authority, the professional body that oversees the operation of registered funeral plan companies.

Additional benefits

  • Family and friends will not have to make as many difficult decisions and arrangements at an upsetting time.
  • There are four different prepaid funeral plans, with different levels of funeral arrangements to suit your personal needs and budget.
  • The funds for your funeral will be securely held in an Independent Trust Fund.
  • The option to include special requests or last wishes in your plan.
  • Helps remove the worry about how funeral costs will be paid.
  • One telephone call from an appointed family member or friend will put your plan into action.
  • Bereavement counselling is available to your friends and family 24 hours a day.
I chose you because I feel I can trust you and know that you care. Now I am going to enjoy the time I have left. Thank you for your help.
Mrs Whitehouse | Age UK Funeral Plan customer, Staffordshire

The rising cost of funerals

People are often surprised to learn just how quickly the cost of funerals have risen. Irising funeral costsn fact, the average cost of a funeral in 2016 was £3,897* and this is projected to rise to £4,779* by 2021. 

Good news though, you can save £100^ when you buy an Ivy, Holly or Rowan Age UK Funeral Plan before 31 March 2017. It freezes the cost of the funeral services included in the plan at today's prices. So, once it's paid for, you can rest assured that there will be nothing more to pay for those services no matter how far in the future that may be. 

* The SunLife Cost of Dying Report 2016.

Security and triple guarantee

Take care of rising funeral costs with an Age UK Funeral Plan. Your Age UKtriple guarantee Funeral Plan, provided by Dignity doesn’t leave anything to chance. At every step of the way you’re covered by a cast iron triple guarantee. Plus, you can save £100 when you buy before 31 March 2017^.

1. Your Price Guarantee

Once your plan is paid for, that's it. You can guarantee you won't be asked for a penny more towards the arrangements included in your plan. The cremation fee, the minister's fees and Funeral Director's fees are all included. Not all funeral plans do this.

2. Your Service Guarantee

You are guaranteed a quaility funeral from one of Dignity's approved Funeral Directors. Many have been established for generations and provide a caring service to families in their local communities.

3. Your 28-Day Full Money-Back Guarantee

If you change your mind about the Age UK Funeral Plan within the first 28 days, you will receive a full refund. Should you decide to cancel at any time after that, a £95 administration fee will be deducted from the refunded payments. This is the lowest cancellation fee on the market.

Security for your money

The Trust for Age UK Funeral Plans is a totally independent Trust Fund, legally separate from Age UK Enterprises Limited. It’s also not attached to any shareholders. This means that if anything were to happen to Age UK Enterprises Limited or Dignity, the funeral plan provider, your money would still be safe. All payments are passed to the Royal Exchange Trust Company Limited, which acts as Custodian Trustee of the Trust for Age UK Funeral Plans. They oversee the Trust’s bank account, under the supervision of Capita Trust Company Limited.

Any payment that you make towards your Age UK Funeral Plan goes directly into an Independent Trust Fund where the money required for the funeral is carefully managed until its needed. The investment strategy for the fund is overseen by independent trustees. Investments are made and managed by a select group of FCA regulated professional investment companies. Capita Trust Company Limited are the legal Custodian Trustees.The Trust Fund meets all of the requirements set by the Funeral Planning Authority to ensure Planholders’ protection. The Trust Fund is also actuarially valued and audited on an annual basis by PricewaterhouseCoopers (PwC) and Ernst & Young. A report is produced annually, which is available to view on request. Please call if you would like a copy.

Following these processes provides the utmost security and peace of mind for all Age UK Funeral Plan customers.

Save £100^ when you buy before 31 March 2017

Buy online now

Or call 0800 022 3243 0800 022 3243

Quote ref: ABB406AC

Ask for an information pack today

To find out more about Age UK Funeral Plans

**Not all Age UKs/Concerns offer all products. Please check (by calling your local office) before arranging a visit.

^£100 discount is available on the Ivy, Holly and Rowan Plans, not the Basic Plan. Discount available from 1 September 2016 to 31 March 2017.

* The SunLife Cost of Dying Report 2016.

 

Dignity Logo

 

 

 

The Age UK Funeral Plan is provided by Advance Planning Limited, a subsidiary of Dignity plc, in association with Age UK Enterprises Limited. 

Advance Planning Limited is a company incorporated in England and a subsidiary of Dignity plc. Registered office: Advance Planning Limited, 4 King Edwards Court, King Edwards Square, Sutton Coldfield, West Midlands B73 6AP. Registered in England, no. 3292336.  

Age UK Enterprises Limited is a commercial arm of Age UK (charity no. 1128267) and donates its net profits to that charity. Age UK Enterprises Limited is registered in England and Wales no. 3156159. Registered office: Tavis House 1-6 Tavistock Square, London WC1H 9NA. Calls may be recorded for monitoring and training purposes.

feefo logo

 

 

Age UK Enterprises is committed to providing good customer service. If you buy a product, you may get contacted by our independant partner Feefo on our behalf to find out about your buying experience.

 

FPA logo

secure logo

 

F5067V12NOV16