Summary of cover

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Age UK Car Insurance is designed specifically for the over-50s. With no upper age limit, this car insurance is ideal for older drivers.

Age UK Car Insurance is provided by Ageas Insurance Limited.

Age UK Car Insurance includes the following features and benefits which are explained in full in your policy booklet.

Summary of cover

Cover	Comprehensive	Third party, Fire & Theft	Third party only	Significant limitations
Liabilities to third parties	Yes	Yes	Yes	£20,000,000 limit for third party property damage.
Use of your car in EU	Yes	Yes	Yes	Maximum 180 days in any one period of insurance.
Driving a car that does not belong to you	Yes	Yes	Yes	Cover only applies for the policyholder and if shown on the certificate of motor insurance. Cover is Third Party only.
Accidental damage to your own car	Yes	No	No	Market value. Subject to excesses. Additional excesses for young or inexperienced drivers. New car replacement.
Damage to own car by fire or theft	Yes	Yes	No	Market value. £100 excess. New car replacement.
Audio, navigation, entertainment and telephone equipment	Yes	Yes	No	Cover only applies to equipment permanently fitted to the car.
Personal belongings	Yes	No	No	Up to £300.
Broken windows or windscreen	Yes	No	No	£50 replacement excess. £100 limit if Age UK approved glassline is not used.
Personal accident and road rage	Yes	No	No	Policyholder, spouse and civil partner: death £5,000; loss of sight or limb £5,000. Cover not available if car is convertible.
Medical expenses	Yes	No	No	Up to £500 each person. Cover not available if car is convertible.
Replacement locks	Yes	No	No	£100 excess. Up to £500.
Trailer cover	Yes	Yes	No	Up to £250 if single-axle and attached.
Medical emergencies	Yes	Yes	Yes	Within 24 hours of emergency occurring.

Cover	Significant exclusions and limitations
Loss of, or damage to, car and personal belongings	All loss or damage when no one is in the car unless all its doors and windows are closed and locked. All loss or damage when no one is in the car, unless all keys or devices used to lock the car are removed from it.
Loss of, or damage to the car	Extra costs due to parts or replacements not being available in the UK. Caused by a person known to you taking the car without your permission. Caused by deception. Where cost of repairs exceed 50% of the car value. New car replacement for cars up to 1 year old and you must be the first and only registered keeper.
Driving a car that does not belong to you	Use outside UK. A car registered outside the UK. If your car is disposed of or damaged beyond economical repair.
Audio, navigation, entertainment and telephone equipment	All loss or damage when no one is in the car unless all its doors and windows are closed and locked. All loss or damage when no one is in the car unless all keys or devices used to lock the car are removed from it.
Personal belongings	Money, business goods and telephones.
Broken windscreen and window glass	Sunroof and hood mechanisms. Window and windscreens unless made of glass
Personal accident	Suicide. Failure to wear seat belt. If driving with excess drink/drugs.
Trailer cover	Caravans, trailer tents, horseboxes, vehicle transporters, tipping trailers and food bars. No cover if unattached.
Medical emergencies	Drivers under 25 and inexperienced drivers.

Age UK Car Insurance is provided by Ageas Insurance Limited.

*If you call the 0845 number, you may be transferred to an Age UK/Age Concern office, or Ageas Insurance Limited.

Age UK Enterprises Limited is registered in England and Wales no 3156159. Age UK Enterprises Limited registered office: Tavis House 1-6 Tavistock Square, London WC1H 9NA.

Age UK Enterprises Limited is the commercial arm of Age UK (registered charity number 1128267) and donates its net profits to Age UK. Age UK is a registered trademark. The use of the name and logo ‘Age UK’ is done so under licence agreement between Age UK and Age UK Enterprises Limited.

Ref: M1218V12NOV11

Age UK is the new force combining Age Concern and Help the Aged

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Or call for a quote now

0845 600 3211*

Lines are open 8am-8pm Monday to Friday‚
9am-5pm Saturdays
Calls may be recorded.

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a brochure

Visit your local trading Age UK/Concern office**

** Not all Age UKs/Age Concerns offer all products. Please check (by calling your local office) before arranging a visit.

We are now called Age UK

Summary of cover

Summary of cover

Cover

Comprehensive

Third party, Fire & Theft

Third party only

Significant limitations

Cover

Significant exclusions and limitations

Visit your local trading Age UK/Concern office**

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