Home Insurance

• Pay by instalments at no extra cost (0%APR Representative) 
• Award winning insurer^
• Choice of buildings or contents cover or both
• Contents cover for up to £60,000
• Buildings cover for up to £500,000†
• A standard excess of just £45†† (conditions apply)
• Identity theft helpline
• ‘New for Old’ cover
• No hidden fees

Extra benefits:

24-hour domestic emergency service: A local authorised repairer can visit your home and you will be advised of any charges beforehand. If the incident is covered by your policy, the cost will be repaid (minus any excess).

Identity theft helpline services: If you are a victim or worried about identity theft, there is advice and guidance.

24-hour legal helpline: Expert independent and confidential advice on any legal problem. 

Optional additional voluntary excess: If you agree to pay an additional excess of either £50, £100 or £250 for your buildings and contents cover, you can reduce your insurance premium. This is on top of the standard £45 policy excess.

Age UK Home Insurance is provided by Ageas Insurance Limited.

Download the Home Insurance Policy booklet PDF (1.03MB)

† On standard construction properties
†† Exceptions include £1,000 for subsidence, ground heave or landslip under the buildings section; £100 for property under ten years old and £245 for escaping water claims.

^ Winner of Claims Initiative of the Year and winner of. Customer Care,  British Insurance Awards - 2010 Ageas Insurance Limited which handles all Age UK Home Insurance Policies.

*** Exclusions apply. For further details, read the Home Insurance policy booklet.

* If you call 0800 for home insurance, you will be dealing with with either Age Scotland Enterprises Limited or Ageas Insurance Limited, which provides and manages Age UK Home Insurance.

** Not all Age Scotland Enterprises offer all products. Please check (by telephoning your local office) before arranging a visit.

If you contact the local trading Age Scotland Enterprises office, you will be dealing with an Appointed Representative of Age UK Enterprises Limited, which is authorised and regulated by the Financial Services Authority for insurance mediation.

Ageas Insurance Limited is authorised and regulated by the Financial Services Authority, registered office: Ageas House, Tollgate, Eastleigh, Hampshire SO53 3YA. Registered Number 354568

Age Scotland is the registered trademark of Age UK.  The use of the name and logo are done so under a licence agreement between Age Scotland Enterprises Limited and Age UK Enterprises Limited, the commercial services arms of Age Scotland and Age UK respectively.

Ref: ACOSCOT1587V1AUG11