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Boost your income

We should all be able to enjoy our retirement. But as we get older, it can sometimes get harder to make ends meet.

We’ve got some straightforward advice to help you make your money go further.


Get a benefits check

Don't assume you're not entitled to any benefits. Each year up to £3.5bn of benefits go unclaimed by older people. So, even if you think you're getting everything you are entitled to - it doesn't hurt to check. Benefits could help you to pay for care, bereavement, bills or to maintain your independence. 

What extra money are you entitled to?

On average, our benefits calculator identifies an extra £250 per month for each person. How much money could you claim?

Find out more about some of the main benefits you could be eligible for:

  1. Pension credit
  2. Housing benefit
  3. Attendance Allowance

Clear your debts

It's never too late to regain control and find your way back to a debt-free life. Read our guide to debt to find out how to manage, consolidate and pay back anything you owe.

There are also lots of organisations offering free debt management advice and your local Age Cymru or the Age Cymru Advice Line can let you know what your options are.

Read our debt advice guide

Credit can be a useful money management tool in retirement and give us more freedom, but must be used carefully to avoid the debt trap.


Trace lost money

You may have money stored away in lost bank accounts, pensions or premium bonds if you've changed your name or address several times.


Cut your household costs

Council Tax

Council Tax helps your local authority to pay for services like rubbish collection and road maintenance, and applies to all domestic properties. Regardless of your financial circumstances, you could be eligible for a reduction to the amount you pay or could even be exempt.

6 ways to reduce your Council Tax bill

Household bills

Reducing your energy and water bills doesn't mean making big changes, and could save you hundreds of pounds every year.

Cut your energy bills
Cut your water bills

Call Age Cymru Advice on freephone 08000 223 444 to order our guides or get advice from a trained adviser over the phone. If you'd rather see someone face to face, they can also let you know what services are available in your area. 

For more information call Age Cymru Advice on 08000 223 444

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