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Car insurance for over 60s

Car Defaqto

5 Star Car Insurance from £199.70*

*10% of all customers who took out a Comprehensive policy starting July and December 2017 paid £199.70 or less (includes insurance premium tax at the applicable rate).

Lines open Mon - Fri: 8am to 8pm, Sat: 9am to 1pm. Calls may be recorded.
Age UK Car Insurance is administered by Ageas Retail Limited. Brought to you by Age UK Enterprises Limited.

Many drivers aged over 60 find that their car becomes an even more important necessity in retirement, as they start to make the most of their free time with daytrips, weekends away and opportunities to visit family and friends. 

Whether it’s the chance to get out of the house and seize the day, or simply the ability to run errands and make life easier for yourself and your family, access to a car can have a big impact on older drivers’ independence and quality of life. 

Fortunately, as one of most statistically safe age groups for driving, finding a comprehensive car insurance policy in later life needn’t be a chore. With Age UK Car Insurance for over 60s, we offer a range of benefits and optional extras tailored spmecifically for mature drivers to ensure you’re protected on the road. Our comprehensive cover offers:

  • No upper age limits
  • No admin or cancellation fees
  • Pay monthly at no extra cost (0% APR Representative)
  • No Claims Discount protected as standard (4 years proven no claims and no more than one fault claim in the past 3 years)
  • Access to a 24-hour accident helpline
  • A courtesy car whilst your car is being repaired

Can I get insured after 60?

With more experience on the road and a tendency to be particularly cautious, older drivers are not only welcomed but rewarded with a low-cost policy with Age UK Car Insurance. Unlike other providers, we appreciate that age is nothing but a number, and so we have no upper age limits on our insurance policies. We also welcome younger named drivers to be added to your policy, subject to acceptance by the insurer. 

Will I get a cheaper car insurance policy for being over 60? 

Years of experience will certainly work in your favour and earn you a low risk status, particularly if you can boast a large period of no claims. Statistically, mature drivers are less likely to be involved in an accident than younger drivers, and this will be considered in your car insurance quote. However, other factors such as your location, claims history and the type of car you drive will still influence the cost of your policy. 

Will my car insurance be affected by my health?

The DVLA requires that you inform them of any medical conditions that could affect your driving, no matter your age, and you must also report these when applying for car insurance. Some conditions may affect the options available to you and the price of your insurance. 

If you fail to notify the DVLA and your insurance company of a change in your medical health then you may be fined up to £1,000, your insurance policy may be invalid and you could even be prosecuted if you’re involved in an accident as a result. And so if you find that your 60s bring some unwelcome trips to the doctors, be sure to notify the appropriate establishments to protect your car insurance. 

If you also find that your eyesight is no longer what it once was, you should take advantage of a free NHS eye test, available for those aged 60 or above. Legally, you must be able to read a car number plate from 20 metres away to be able to drive, so if you notice that your eyes are struggling then it’s time to book an appointment with the opticians. 

Why choose Age UK Car Insurance for over 60s?

Age UK Car Insurance provides award-winning services designed specifically with over 60s in mind. Our policies take a real-world perspective on what customers need from their car insurance, including a 24 hour accident helpline, no admin or cancellation fees, and a courtesy car whilst your car is being repaired for those with comprehensive cover. 

Age UK Car Insurance was put in place to offer a fairer deal to our customers, and as such, we take customer feedback very seriously. Which is why it’s so rewarding to hold the highest possible Star Rating from Defaqto based on customer ratings of quality and comprehensiveness, and to be named as a Feefo Gold Trusted Merchant; recognised as a business providing exceptional services based on ratings from genuine customers. With such a positive response from our existing customers, we feel proud to recommend our services to more drivers over 60 to help further mature drivers get the best deals on the road. 


Find out more about Age UK Car Insurance


Age UK Car Insurance is administered by Ageas Retail Limited and provided by Ageas Insurance Limited.^

Age UK Motor Breakdown Insurance is provided by Intana Assistance.** Brought to you by Age UK Enterprises Limited.

Age UK Enterprises are always committed to providing good customer service. If you buy a product from Age UK Enterprises, you may be contacted by our partners Feefo on our behalf to find out about your buying experience.

* 10% of all new customers who took out a Comprehensive policy starting between July 2017 and December 2017 paid £199.70 or less (includes insurance premium tax at the applicable rate). The premium you pay will depend on individual circumstances, the cover chosen and optional extras selected.

† If you call the 0800 number, you may be dealing with either an Age UK/Age Concern office or Ageas Retail Limited.

** Within 12 months Age UK Motor Breakdown Insurance will be provided by Call Assist Ltd.

^ Within 12 months this will be provided by a limited panel of insurers, details are available on request.

Age UK Enterprises Limited is a commercial arm of Age UK (registered charity number 1128267) and donates its net profits to Age UK.
Age UK Insurance is arranged by Age UK Enterprises Limited and arranged and administered by Ageas Retail Limited, who are both authorised and regulated by the Financial Conduct Authority. Ageas Retail Limited is a sister company of Ageas Insurance Limited.
Ageas Retail Limited Register office: Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire, SO53 3YA. Registered in England and Wales 1324965. FS Register number: 312468. 
Age UK Enterprises Limited Registered office: Tavis House, 1-6 Tavistock Square, London, WC1H 9NA. Registered in England and Wales 3156159. FS Register number: 311438.


Ref: M8098V1MAR18