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Many older people in Scotland do not receive the benefits they are entitled to – including 1/3 of the people who are entitled to Pension Credit because they have a low income.
The system of benefits, allowances, tax credits and assistance is complicated: benefits can be administered by the Department for Work and pensions, HMRC or your local council and they may be means tested, or depend on whether you have health problems or a disability, are a carer or have served in the Armed Forces.
State Pension age is changing. It used to be 60 for a woman and 65 for a man, but is currently 66 years for both men and women, rising to 67 by 2028. You can check your own State Pension age here. Some powers over benefits are being devolved to Scotland; see the guide below or visit the Scottish Government website.