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Many older people in Scotland do not receive the benefits they are entitled to – including 1/3 of the people who are entitled to Pension Credit because they have a low income.

The system of benefits, allowances, tax credits and assistance is complicated: benefits can be administered by the Department for Work and pensions, HMRC or your local council and they may be means tested or depend on whether you have health problems or a disability, are a carer or have served in the armed forces.

State Pension Age used to be 60 for a woman and 65 for a man, but it is now around 64 ½ for a woman, will be 65 for both men and women and will start to increase from 2019. You can check your own State Pension age here. Some powers over benefits powers are being devolved to Scotland, see the guide below or visit the Scottish Government website.

Benefit and Pension changes

Age Scotland Benefits Maze

A free guide to claiming social security benefits and grants for older people in Scotland.

Do you know what you're entitled to?

You can check out your potential benefits entitlement using our sister charity Age UK's benefit calculator.

Age Scotland Benefits Guides

  • Council Tax Reduction

    Means-tested help for those on a low income with the costs of their Council Tax bill
  • Scottish Welfare Fund

    Means-tested grants to help in an emergency or to help you live in the community
  • State Pension

    Based on the national insurance contributions you have paid or been credited with
  • Pension Credit

    Means-tested help to top up your income if you have a low income and little savings
  • Attendance Allowance

    For those 65+ who have a physical or mental disability which means that they need help with personal care or supervision
  • Carer's Allowance

    For those looking after someone who receives Attendance Allowance or a similar benefit

The Age Scotland Helpline

Call our helpline on 0800 12 44 222 for free to speak to an advisor. Open Monday to Friday 9am - 5pm.

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