Care homes

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There can be a very wide range of issues and questions that arise in relation to care homes, both when first moving into one and also once you have already been living in a home for a certain time (for example, if there is a change in your health or support needs, or financial situation).

Our website and accompanying factsheets and information guides cover the following issues. Click on the various links below for further information:

 

Finding care home accommodation

Information on making a decision about moving into a care home, types of care home and questions to ask when choosing a home. In addition to more detailed information resources, we also produce a Care home checklist, which includes the key things to consider in a compact format that can be kept in your pocket when you visit different care homes to check their suitability.

 

Paying care home fees and means testing 

Most people will be expected to pay something towards the costs of their accommodation and personal care from their income and capital. If the local authority is involved in arranging your placement, the amount you will have to pay will be worked out via a means test, which is based on nationally set guidelines. If you have capital over a certain amount you are likely to be expected to pay all of your care home fees until capital falls to a lower level. The above link takes you to overall information on the means testing processes. The links below relate to other specific issues connected to care home charging and local authority means testing, which you may need to read in conjunction:  

  • There are some specific situations where the costs of your care will be met, regardless of your income and capital (i.e. it will be non-means tested), or might be met for a limited period of time. NHS continuing healthcare is an example of non-means tested care. 
  • Paying for care in a care home if you have a partnerBeing part of a couple can affect a care home resident’s eligibility for local authority assistance with care home fees and both partners’ eligibility for social security benefits during the period in care.
  • Choice of accommodation - the care home you choose to go into may be affected by your financial situation. In addition to how there will be certain constraints on your choice if you are getting local authority assistance with the funding, it can also be an issue if you are fully self funding your care, but may need local authority assistance at a later date (e.g. if your capital falls to a particular level). 
  • Deprivation of assestsDeliberate deprivation occurs when an individual transfers an asset out of his/her possession in order to put themselves in a better position regarding the means test for care home accommodation – i.e. to make it more likely that they will qualify for local authority assistance towards the costs. For the purposes of the means test, if you are found to have deliberately deprived yourself of capital, you will be treated as having ‘notional capital’ equivalent to the value of the capital which has been disposed of.
Advice line:
08000 223 444
 

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Care Forum Wales

  • Care Forum Wales works to help its members provide high-quality services and dignity in care for older people and others in need of social care.

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