Deprivation of assets and the care home means test

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The rules for deprivation of assets - meaning the reduction of your assets by spending, gifts, certain investments etc - can be quite complicated and will affect your local authority means' test for care home provision.

In an effort to help you understand the process, Age UK has produced a factsheet, which should be read in conjunction with Age UK’s other factsheets on care home funding.

It includes:

  • Information on government guidance that must be followed by local authorities
  • The definition of deliberate deprivation
  • The concept of notional capital and local authority powers of financial recovery.

The timing and motivation for a disposal of assets are of central importance and the local authority has a responsibility to consider these elements as part of means test.

opens link in new window Deprivation of assets in the means test (PDF 98 KB)

We are grateful for the generous support of Dr Naim Dangoor CBE
and the Exilarch's Foundation

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  • A factsheet explaining how reducing your assets can affect the means test for care home provision.

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