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Making a will is vital if you want to be certain that your wishes will be met after you die – and it can also make sure you don’t pay more Inheritance Tax than you need to. It can be easy to put off making a will, but the process may not be as difficult as you think. The Age UK guide is designed to highlight the benefits of making a will, the issues you should think about and the areas in which you need to seek professional advice. Remember, it’s important to review and update your will regularly to make sure it always reflects what you want to happen to your estate.

For more information please download the Wills and estate planning’ guide from Age UK - see the link at bottom of this page.

Powers of Attorney

A Power of Attorney allows you to nominate someone to act on your behalf when you are unable to do things for yourself. There are a number of reasons why you might need someone to help you in this way. It could just be something temporary; for example, you are in hospital and need help with everyday things like paying bills. However, you might need to make more long-term plans as would happen if you were to have a diagnosis of dementia.

There are two types of Power of Attorney: Ordinary and Lasting. If you want to give someone the authority to make decisions and take action about your finances while you still have mental capacity, you can set up an Ordinary Power of Attorney.

The alternative is to set up a Lasting Power of Attorney (LPA), which would continue to be valid if you lost mental capacity and were no longer able to make your own decisions.

The person you appoint to make decisions on your behalf is known as your attorney.

A Lasting Power of Attorney (LPA) is a way of giving someone you trust the legal authority to make decisions on your behalf at some time in the future, if either you are unable to do so yourself or if you no longer wish to make decisions for yourself.

There are two types of LPA. There is the Property and Financial Affairs LPA that covers your property and finance; and the Personal Welfare LPA which covers your healthcare as well as your personal welfare.

Powers of Attorney are powerful tools. You need to give careful consideration to the implications of what you are committing to before setting one up. 

For more information please download the Powers of attorney’ guide from Age UK - see the link below.

Further information