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Information and advice to help you plan for retirement and better understand pensions and annuities.

Pensions and annuities

  • State Pension

    State Pension gives you a regular income once you reach State Pension age. Find out more.
  • Annuities

    You only get one chance to buy an annuity, so it's vital to get it right. Follow our advice.
  • Workplace pensions

    Learn more about auto-enrolment into workplace pensions and National Employment Savings Trust.
  • Tracing old pensions

    If you have had more than one job you may have multiple pensions. Find out how to track down lost pensions.
  • Pension scams

    If you're considering claiming your full pension early, it's important to ensure you don't expose your savings to scammers.

Retirement planning

Pension changes

  • Pension freedoms

    Some people over 55 now have greater freedom in how they can access their pension pots. Read our guide before rushing into a decision.
  • New State Pension explained

    A new single-tier, flat-rate State Pension is being introduced which will affect people reaching State Pension age from 6 April 2016 onwards. Find out more.
  • Changes to State Pension age

    The State Pension age is increasing for men and women depending on when they were born. Find out who is affected.

Call our advice line

0800 169 2081


  • Pension calculator

    It's never too early to start thinking about your retirement. Use our pension calculator to help you get the retirement you want.
  • Pension freedoms

    Major changes to private and occupational pensions mean some people over 55 have greater freedom in how they access their pension pots. Find out how this might affect you.

Missing pensions

Michelle Cracknell and Amy Mankelow discuss the number of missing pension pots in the UK and how you can use the Pensions Advisory Service to trace your missing pensions.

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