The means test and your property

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Each local authority has to carry out a means test on property, in order to assess the provision of care home accommodation.

Age UK has created a factsheet to help people of 60 and over to understand the issues surrounding means-testing. It should be read alongside the other factsheets on our website on residential care funding and provision (see related links below).

It includes sections on how property is valued as part of the capital element of the means test, property disregards (both for the first 12 weeks and permanent) and deferred payments agreements.

It also provides information how the local authority should deal with issues such as the partner remaining at home in a disregarded property ‘downsizing’ to a smaller one.

opens link in new window Download the Treatment of property in the means test for permanent care home provision factsheet (PDF 199 KB)

opens link in new window Download the Care homes guide (PDF 645 KB) 

We are grateful for the generous support of Dr Naim Dangoor CBE
and the Exilarch Foundation

Your Age UK

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Age UK Advice:
0800 169 6565

Useful information to download

  • Factsheet explaining how local authorities take property into account when assessing payments for care homes.

  • Our introduction to care homes will help you decide if it is the right choice for you, and explains the help available with payments and how to choose a home.

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