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6 Pension Credit myths

Many people mistakenly believe they can’t get Pension Credit because they don’t know the full facts. Do any of these apply to you?

1. ‘I own my own home, so I won’t get anything'

Owning your own home doesn’t rule you out. Many older homeowners make a successful claim for Pension Credit.

2. ‘I can’t claim because I’ve got some savings’

Purple Purse

Having savings or another pension doesn’t necessarily rule you out. In fact, if you’re over 65, you might be entitled to extra money for having saved some money for retirement.

3. ‘I’ll only be turned down’

Actually, nearly 9 out of 10 claims are successful and 2.5 million households across the UK receive Pension Credit.

4. ‘It’s not worth it’

Even if you only get a little extra each week, receiving Pension Credit may mean you’ll get money for other things, such as rent, council tax and the cost of keeping your home warm.

5. ‘It’s too difficult to make a claim’

It only takes one phone call and you won’t have to fill in a form.

6. ‘We’ve already been told we don’t qualify'

Benefits rates change every year, as can your finances, so it’s worth making a new claim every year.

Further information


Our Information guides are short and easy to digest, giving a comprehensive overview of the relevant topic. Factsheets are longer with more detail, and are aimed at professionals.

You can download other guides in our series from publications

For more information: Call Age UK Advice: 0800 169 2081

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