Help with extra expenses

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The Social Fund provides financial help to people on a low income who need help with extra expenses. Generally, you can only apply if you receive certain benefits (including Pension Credit), but there are some exceptions.

There are different types of payments you can get from the Social Fund.

Community Care Grants help you live independently at home by paying for things like furniture, fuel connection, removal costs and minor repairs. They can also help ease exceptional family pressures caused by disability, chronic illness or major changes, and cover urgent travel expenses. You do not have to pay the money back.

Budgeting Loans help spread the cost of expensive essential items. They are between £100 and £1,500 and you will ned to repay them out of your weekly benefits.

Crisis Loans help you if you need help because of an emergency or a disaster, such as a fire or flood. You do not have to receive any benefits to apply. You will need to repay these.

Funeral Payments can help towards the cost of a funeral. Find out more in our guide opens link in new window When someone dies and our factsheet opens link in new window Planning for a funeral.

Cold Weather Payments help with extra heating costs during periods of very cold weather.

Winter Fuel Payments are paid to most pensioner households to help with the cost of fuel.

For more information, including who is eligible and how to apply, opens link in new window download The Social Fund factsheet (PDF 161 KB).

opens link in new window Download More money in your pocket: a guide to claiming benefits for people over pension age (PDF 3 MB)

opens link in new window Download Claiming benefits: a guide for people of working age (PDF 1 MB)

We are grateful for the generous support of Dr Naim Dangoor CBE
and The Exilarch's Foundation

Your Age UK

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Age UK Advice:
0800 169 6565

Useful website

  • Citizens Advice is a national network of free advice centres.

Useful information to download

  • A factsheet with further information on the Social Fund.
    A factsheet about Pension Credit.
    An information guide on the practicalities of what to do when someone dies.
    View all downloadsHelp with downloads

    Downloads

    What is a download?

    A download is a document (like a research report, a leaflet, or an application form) that can be transferred from our website to your computer. You can download a file, view it on your screen, print it, or save it to your computer.

    What is a PDF?

    PDF stands for ‘portable document format’.

    Most downloads on this website are PDFs. We use this format to ensure that the document looks the same on everyone’s computer (website pages, by contrast, appear differently depending on how people have set their computer up).

    How do I download a PDF?

    Computers use a program called Adobe Acrobat Reader to download PDFs. If you try clicking on a link to download a PDF and it doesn’t work, you will need to install Adobe Acrobat Reader onto your computer.

    How do I install Adobe Acrobat Reader?

    The process is quite straightforward and is free.

    1. Go to opens link in new window opens link in new window http://get.adobe.com/uk/reader/
    2. Click ‘Download’.
    3. Wait for the window to offer you the option to ‘Run’, then choose this option.
    4. Click ‘Next’.
    5. Click ‘Install’
    6. Wait for the window to offer you the option to ‘Finish’, then choose this option.

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    Can my screen reader read PDF downloads?

    We have made every effort to make our PDFs accessible to screen readers. Here is an overview of your accessibility options available in Acrobat Reader. Please ensure that you have downloaded the latest version of Acrobat Reader from the Adobe Reader website to ensure that they are included in your version of the programme.

    You can use Adobe Reader to read a PDF out loud with the following shortcut keys:

    • Read the document: Shift +Ctrl+Y
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    • Stop Shift+Ctrl+E

    You can also convert a PDF into a web page by following these steps:

    • Copy the URL (web address) of the document (right-click on the link and select ‘Save target as’ or ‘Copy link’).
    • Open the Adobe online conversion tool in your browser and paste the URL into the URL box.
    • Tick the HTML box on the Format option and click ‘Convert’.

    You can convert a PDF document into a text file for use with other software and hardware such as Braille printers by opening the PDF and choosing ‘Save as text’ from the File menu.

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