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We should all be able to enjoy our retirement. But as we get older, it can sometimes get harder to make ends meet.

We’ve got some straightforward advice to help you make your money go further:

Cut your energy costs

Switching energy suppliers is one of the best ways to cut your energy bills down to size. There are also other things you can do to reduce what you pay on your energy bills, such as insulating your property and checking you're paying by direct debit.

Why not find out if you could be saving money?

How to save money on your energy bills

Review your direct debits and standing orders

Now turn your attention to all your direct debits and standing orders. Are you paying for any services you no longer use, such as old insurance policies?

And if you’re paying for membership of organisations such as cinemas, art galleries or museums, ask yourself if you still use them all. Remember that you may now be eligible for senior discounts which will save you money instead.

If you’re having money problems, our Debt advice guide can help you start tackling them.

Get a benefits check

Every year, it’s estimated that billions of pounds of state benefits intended for people on low incomes goes unclaimed by older people in the UK. Could you be one of the people missing out?

Don’t assume you’re not eligible for anything – find out today if you could be getting extra money!

You can find out whether you're entitled to benefits by using our online benefits calculator or by contacting your local Age UK for a free benefits check.

Trace lost money

If you’ve had more than one job, you may have lost track of old pension schemes you paid into. You may also have lost track of old savings accounts.

Tracing old accounts and pensions you've lost track of is a great way to boost your savings:

Read how to trace lost money

Further information


Our Information guides are short and easy to digest, giving a comprehensive overview of the relevant topic. Factsheets are longer with more detail, and are aimed at professionals.

You can download other guides in our series from publications

For more information: Call Age UK Advice: 0800 678 1174