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State Pension gives you a regular income once you reach state pension age. It is based on National Insurance contributions and the amount you get depends on how much you paid in.
The full Basic State Pension is currently £110.15 a week - under existing rules, the amount of State Pension you get depends on your National Insurance contributions, and sometimes those of your current, or former spouse or civil partner.
You may have made contributions from your earnings or have been credited with them by the Government, if you were caring for a child or disabled person.
As well as the Basic State Pension, you may get Additional State Pension or Graduated Retirement Benefit, which are based on the amount you earned when working (and therefore the amount you paid through National Insurance).
The earliest you can get the basic State Pension is when you reach State Pension age.
Use our pension calculator to find out when you qualify
The age at which you can claim State Pension is changing. It is currently 65 for men. State Pension age for women is gradually increasing from 60 and will reach 65 by November 2018. State Pension age for both men and women will then increase to 66 by October 2020 and after that to at least 68.
The Government is also putting through a Pensions Bill, outlining proposals to introduce a flat-rate, single-tier State Pension.
Find out how the new State Pension reforms affects you
For more information, download the following:
More money in your pocket (PDF 335KB)
IG28 Can I afford to retire? (PDF 820KB)
FS19 State Pension (PDF 530KB)
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Use our pension calculator to work out how to get ready for your retirement
The Directgov website provides provides details of state pensions‚ including forecasts and how to claim your pension.
An information guide that covers financial issues you should consider as you approach retirement, as well as how to find the right adviser.
A factsheet that discusses the State Pension and what you are entitled to once you reach retirement age.
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Most downloads on this website are PDFs. We use this format to ensure that the document looks the same on everyone’s computer (website pages, by contrast, appear differently depending on how people have set their computer up).
Computers use a program called Adobe Acrobat Reader to download PDFs. If you try clicking on a link to download a PDF and it doesn’t work, you will need to install Adobe Acrobat Reader onto your computer.
The process is quite straightforward and is free.
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You can convert a PDF document into a text file for use with other software and hardware such as Braille printers by opening the PDF and choosing ‘Save as text’ from the File menu.
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