If you haven't thought about planning your retirement yet, don't panic. There are always things you can do, no matter how close you are taking your pension.
The infographic below will show you what you need to think about, whether you're 10 years from retiring or just 6 months.
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Find out what else you can do with our pension calculator.
Many of us are paying the wrong amount of tax - are you one of them? Use our tax calculator to work out how much you should be paying and whether your tax is correct.