Pensioners who live together as a couple will only be able to make a new claim for pension credit when both partners are over the state pension age, under new rules set to come into effect in May - a change which could cost some £7,000 per year. If you'll be affected and are eligible to claim, do it ASAP to avoid missing out. Pension credit gives a guaranteed minimum income to those over the state pension age, which is now 65 for both men and women. Right now, someone over 65 living in a couple can claim pension credit regardless of their partner's age. But from 15 May 2019, those in couples will only be able to begin claiming if BOTH partners are over 65.