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Pension Credit

Published on 09 June 2026 12:29 PM

Pension Credit

This is a benefit for people over state pension age on a low income. You might also get help with service charges and ground rent, and additional amounts for being a carer or if you're disabled. You might qualify even if you get your State Pension, have savings or other income, or own your own home.

Why apply?

If you get Pension Credit, you could also get other help, such as:

  • Council Tax support
  • Housing Benefit if you rent
  • A free TV license if you are aged 75 or over
  • Warm home discount
  • Help with health costs (e.g., dental)

How to apply?

You will be asked about the following information about you and your partner (if you have one):

  • National Insurance Number
  • Information about any income, savings and investments you have
  • Backdate your application to usually 3 months ago

Add this under the application section:

Be aware of scams!

Applying for Pension Credit is free, and DWP will never ask you to pay a fee to make a claim. Only use the official GOV.UK website or call the official Pension Credit claim line, and do not share bank details or personal information with anyone you do not trust.