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Paying for a care home

Paying for residential care in a care home is expensive. There is some help available to meet the cost, but the care system can - unfortunately - be complicated and difficult to find your way through.

Some older people may be eligible for financial help from your local authority or, in certain circumstances, from the NHS.

Age Cymru has a wide range of factsheets on paying for care homes in Wales. These can be downloaded below:

Information on care needs assessments - to determine what your needs are and whether they are of a level where you require a care home.

Hospital discharge arrangements - useful information if someone is in hospital prior to needing to enter a care home.

A range of factsheets covering the local authority financial means test for determining if someone is eligible for help towards the overall care home fee, including the impact this can have on your choice of home. The factsheets cover various issues in regard to means testing, including how income and capital are treated (section 15 of Factsheet 10w also contains information on some non means-tested help with care home costs, for example care provided by registered nurses in nursing homes; fully funded NHS continuing healthcare, or mental health ‘after-care’ services under Section 117 of the Mental Health Act 1983).

NHS continuing healthcare (NHS CHC) - in some cases, people with particularly high level and complex needs can qualify for the NHS to meet the cost of their nursing home placement.

For more information call Age Cymru Advice on 0300 303 44 98


Last updated: May 04 2023

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