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  1. Pension receipt in the UK: are older individuals from ethnic minorities disadvantaged? - Sep 14 (PDF)

    Pension receipt in the UK: are older individuals from ethnic minorities disadvantaged? Athina Vlachantoni, Zhixin Frank Feng, Maria Evandrou and Jane Falkingham Pension receipt in later ... individuals’ pension contributions and circumstances over the life course interact with eligibility rules for each type of pension. Within the British context, such pensions may relate to the state pension, an

  2. Age UK response to Ofgem - Levelling differential payment costs.pdf

    regulator is using this consultation to outline the options and has taken the opportunity to also review payment differentials more broadly. This includes looking into the options for addressing the higher rates ... differentials across all three payment types, reducing costs for PPM and standard credit customers. For context, electricity and gas bills are charged via three main methods of payment. The first is Direct Debit

  3. CRS_June14_Freedom_choice_in_pensions.pdf

    1 Consultation Response Freedom and choice in pensions Date: June 2014 No: 0814 All rights reserved. Third parties may only reproduce this paper or parts of it for academic, educational or ... to access their defined contribution pension savings. From April 2015 there will no longer be a requirement to purchase an annuity from a defined contribution pension pot. The Government also proposes

  4. CRS_Oct17_WP_Committee_Pension_Freedoms.pdf

    Submission to the Work and Pensions Committee Pension freedoms inquiry October 2017 Ref: 2217 All rights reserved. Third parties may only reproduce this paper or parts of it for academic ... address is Tavis House 1-6 Tavistock Square, London WC1H 9NA. 2 About this inquiry The Work and Pensions Select Committee is running this inquiry to ascertain the impact that the 2015 ‘freedom and choice’

  5. CRS_Sept17_Advising_on_pension_transfers.pdf

    Consultation Response Financial Conduct Authority: advising on pension transfers September 2017 Ref: 2017 All rights reserved. Third parties may only reproduce this paper or parts of it ... (FCA) has proposed a new advice regime for transfers out of Defined Benefit pension schemes, called the ‘Appropriate Pension Transfer Analysis’ (APTA). This would replace the existing regime that is focussed

  6. Private Pensions policy position (Nov 2021).pdf

    Policy Position Paper Private pensions (UK) November 2021 All current and future pensioners should have sufficient income from state and private sources to live comfortably and participate ... ‘freedom and choice’ reforms, dramatically changing the private pensions landscape. Over 19 million people are now saving into a pension through their employer (DWP, 2020); while the end of compulsory

  7. State Pensions policy position (Nov 2021).pdf

    Policy Position Paper State Pensions (United Kingdom) See also policy position on Financial Entitlements November 2021 All current and future pensioners should have enough money from state ... Introduction The State Pension is the largest single source of income for most pensioners and is particularly important for lower income older people. People who reached State Pension age on or after 6 April

  8. FS91 LP Pension Freedom and benefits.pdf

    Page 1 of 26 Factsheet 91 Pension Freedom and benefits June 2025 About this factsheet Changes to how you can use funds in your occupational or private pension were made in 2015. Once you reach the age ... to access your pension savings or pension pot and to decide what to do with this money. This factsheet contains basic information about your choices with respect to drawing down pension savings. You can

  9. Age UK Pensioner Poverty Report.pdf

    Pensioner Poverty Making ends meet: why pensioner poverty is still an issue We have made great progress in tackling pensioner poverty over the last few decades but progress has stalled and rates are now ... might mean deciding between switching the heating on or buying less food. This report outlines why pensioner poverty is still an issue in society today and why we must do more to tackle it. Introduction Key

  10. FS91 Pension Freedom and benefits.pdf

    Page 1 of 22 Factsheet 91 Pension Freedom and benefits June 2025 About this factsheet Changes to how you can use funds in your occupational or private pension were made in 2015. Once you reach the age ... to access your pension savings or pension pot and to decide what to do with this money. This factsheet contains basic information about your choices with respect to drawing down pension savings. You can

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