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  1. CRS_Nov13_Better_workplace_pensions.pdf

    Consultation Response Better workplace pensions: a consultation on charging Ref: 3213 Date: 28 November 2013 All rights ... for automatic enrolment. These include improved disclosure of information and action to address high or unfair pension charges, including options for a charge cap and a ban on active member discounts and

  2. CRS_June14_Freedom_choice_in_pensions.pdf

    1 Consultation Response Freedom and choice in pensions Date: June 2014 No: 0814 All rights reserved. Third parties may only reproduce this paper or parts of it for academic, educational or ... Budget to increase the choice and flexibility available to individuals when they come to access their defined contribution pension savings. From April 2015 there will no longer be a requirement to purchase

  3. CRS_Oct17_WP_Committee_Pension_Freedoms.pdf

    Submission to the Work and Pensions Committee Pension freedoms inquiry October 2017 Ref: 2217 All rights reserved. Third parties may only reproduce this paper or parts of it for academic ... 1-6 Tavistock Square, London WC1H 9NA. 2 About this inquiry The Work and Pensions Select Committee is running this inquiry to ascertain the impact that the 2015 ‘freedom and choice’ reforms have had on

  4. CRS_Sept17_Advising_on_pension_transfers.pdf

    Consultation Response Financial Conduct Authority: advising on pension transfers September 2017 Ref: 2017 All rights reserved. Third parties may only reproduce this paper or parts of it ... (FCA) has proposed a new advice regime for transfers out of Defined Benefit pension schemes, called the ‘Appropriate Pension Transfer Analysis’ (APTA). This would replace the existing regime that is focussed

  5. Private Pensions policy position (Nov 2021).pdf

    Policy Position Paper Private pensions (UK) November 2021 All current and future pensioners should have sufficient income from state and private sources to live comfortably and participate ... ‘freedom and choice’ reforms, dramatically changing the private pensions landscape. Over 19 million people are now saving into a pension through their employer (DWP, 2020); while the end of compulsory

  6. State Pensions policy position (Nov 2021).pdf

    State Pensions (United Kingdom) See also policy position on Financial Entitlements November 2021 All current and future pensioners should have enough money from state and private sources to live ... Introduction The State Pension is the largest single source of income for most pensioners and is particularly important for lower income older people. People who reached State Pension age on or after 6 April

  7. FS91 LP Pension Freedom and benefits.pdf

    Page 1 of 26 Factsheet 91 Pension Freedom and benefits June 2025 About this factsheet Changes to how you can use funds in your occupational or private pension were made in 2015. Once you reach the age ... freedom to access your pension savings or pension pot and to decide what to do with this money. This factsheet contains basic information about your choices with respect to drawing down pension savings

  8. Age UK Pensioner Poverty Report.pdf

    Pensioner Poverty Making ends meet: why pensioner poverty is still an issue We have made great progress in tackling pensioner poverty over the last few decades but progress has stalled and rates are now ... have to make difficult choices every day about how to spend their limited money. That might mean deciding between switching the heating on or buying less food. This report outlines why pensioner poverty

  9. FS91 Pension Freedom and benefits.pdf

    Page 1 of 22 Factsheet 91 Pension Freedom and benefits June 2025 About this factsheet Changes to how you can use funds in your occupational or private pension were made in 2015. Once you reach the age ... freedom to access your pension savings or pension pot and to decide what to do with this money. This factsheet contains basic information about your choices with respect to drawing down pension savings

  10. Work & Pensions Committee 'Five years on from the pension freedoms - part 1, Pension Scams' (September 2020).pdf

    Work and Pensions Committee Inquiry Response Protecting pension savers: five years on from the Pension Freedoms: Pension scams Contact: christopher.brooks@ageuk.org.uk All rights reserved ... London WC1H 9NA. 2 About this inquiry The Work and Pensions Select Committee is running a three-part inquiry into the impact of the Pension Freedoms, five years on from their introduction. This major

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