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  1. Briefing on the triple lock - Jul 17 (PDF)

    State Pension as a proportion of average earnings At its peak in 1979 the basic State Pension was worth around 26% of average (mean) full-time earnings. Once the earnings link was removed its value fell ... pension, providing greater benefit to those reaching State Pension age in the future. It’s also worth noting the impact of moving from RPI to CPI as the index used for price uprating. We calculate that

  2. Scamming and its effect on vulnerable individuals - Sept 16 (PDF)

    so-called 'suckers list'. Staff worked to build their trust and restore their confidence and self-worth. In the process, one member of staff discovered that the husband of an elderly scam victim was also ... withdrawing thousands of pounds a week to pay for the conman. Over a nine month period David lost £33,000 worth of his savings. Sadly during this time, David became very ill. He put this down to the stress of being

  3. AUK_Struggling_to_cope_with_later_life_Briefing.pdf

    people who are in the worst place often feel there is no hope, leading to a vicious circle of low self-worth, lack of motivation and reluctance sometimes to ask for or accept help. The purpose of this project ... Low selfworth Low levels of motivation Lack of agency Reluctance to ask for or accept help Low self-worth: feeling that their life no longer has value or purpose and that they are a burden on others. Social

  4. Factsheet - Dealing with an estate (PDF)

    kept by the Principal Registry of the Family Division. Even without a certificate of deposit, it is worth checking with the Registry to see if they hold the will. If they died in a hospital or care home, ... distinct share that does not have to be passed to the other joint owner). If the deceased’s estate is worth less than £5,000, probate or letters of administration may not be needed. This is called a ‘small

  5. CRS_June15_Creating_secondary_annuity_market.pdf

    believe ware necessary before this major change takes place and make it work for typical lower net worth consumers. These are set out below in response to the questions. Consumer protection is paramount ... buying out individuals’ pension rights, and that consumers find it very difficult to evaluate the true worth of a lump sum offer. In facilitating a secondary market, the Government must ensure that it learns

  6. Wills and estate planning information guide (PDF)

    items of sentimental importance, such as ornaments, furniture or jewellery. However, if these are worth a substantial amount of money, it’s advised you list them in your will. Unlike a will, a letter of ... to draw up a list of all your assets and debts. This can help you understand what your estate is worth and decide how you want to distribute it. The assets that typically make up an estate include: • any

  7. State pension information guide (PDF)

    while you weren’t working or getting credits. You need to weigh up whether the cost of this will be worth the potential increase in your State Pension. For more information, contact the National Insurance ... while you weren’t working or getting credits. You need to weigh up whether the cost of this will be worth the potential increase in your State Pension. For more information, contact the National Insurance

  8. Struggling_to_cope_with_later_life_March_2018.pdf

    people who are in the worst place often feel there is no hope, leading to a vicious circle of low self-worth, lack of motivation and reluctance sometimes to ask for or accept help. The purpose of this project ... Low selfworth Low levels of motivation Lack of agency Reluctance to ask for or accept help Low self-worth: feeling that their life no longer has value or purpose and that they are a burden on others. Social

  9. Struggling_to_cope_with_later_life_March_2018.pdf

    people who are in the worst place often feel there is no hope, leading to a vicious circle of low self-worth, lack of motivation and reluctance sometimes to ask for or accept help. The purpose of this project ... Low selfworth Low levels of motivation Lack of agency Reluctance to ask for or accept help Low self-worth: feeling that their life no longer has value or purpose and that they are a burden on others. Social

  10. FS14 LP Dealing with an estate.pdf

    kept by the Principal Registry of the Family Division. Even without a certificate of deposit, it is worth checking with the Registry to see if they hold the will. If they died in a hospital or care home, ... distinct share that does not have to be passed to the other joint owner). If the deceased’s estate is worth less than £5,000, probate or letters of administration may not be needed. This is called a ‘small

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