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  1. Debt help and advice

    electricity bills, tell your supplier as soon as possible. You may be able to work out a payment plan or install a pre-payment meter. Make sure you know your rights when dealing with creditors. If your creditors ... important to be aware of these rules: Creditors can’t call you at unreasonable times, take payments without your permission, or add unreasonable charges. In England and Wales, bailiffs (also called

  2. Care home top-up fees

    You will need to "top up" If you choose a care home with fees higher than your local authority is willing to pay. Read more from Age UK.

  3. Are we really ready for a cashless society?

    5m do not have access to the internet. The cost of cybercrime – protecting electronic and digital payments – is £3.1bn, whereas the value of old-fashioned counterfeit notes in circulation is ‘only’ £4.83m ... the Access to Cash Review (published in December). Cash transactions account for about 40% of all payments – down from around 55% five years ago, but still a highly significant number. But if this is where

  4. Spend or save: What would you do with £25,000?

    amount  It could be a way to reduce your mortgage payments or end your mortgage early. Even using a portion of your winnings could reduce your mortgage payments. Put money aside for later in life We're living

  5. Financial support for carers

    component (at the higher or middle rate) Personal Independence Payment daily living component (at either rate) Armed Forces Independence Payment , depending on their circumstances. If you give up work to care

  6. Birthday prize draw rules

    notified as to any change in the prize structure. The Promoter is not responsible for any delay in bank payments. No liability is accepted for the loss, theft or delayed receipt of any communication. The Promoter

  7. Pensions advice for veterans

    do I get? There are two types of awards A one-off lump sum: a gratuity An ongoing weekly/monthly payment: a pension How do I claim? For more information call the Age UK Advice Line on 0800 678 1602 . We’re

  8. Apply for a Veterans Badge

    a  War Widow’s or Widower’s Pension OR compensation under the  Survivors Guaranteed Income Payment (SGIP) There are two simple steps. 1) Download the form from the GOV UK website Download the application

  9. 10 ways political parties could help older people

    older people. The ban on cold calls and the introduction of the mandatory code for reimbursing push payment fraud victims are important steps forward and should be implemented quickly, but much more needs ... on forced pre-payment meter installations to everyone above State Pension age. Significant numbers of older people who have struggled to pay their bills have been switched to a pre-payment meter without

  10. The bedroom tax: how it works and who it affects

    Disability Living Allowance the daily living component of Personal Independence Payment or Armed Forces Independence Payment a child who cannot reasonably share a bedroom because of a health condition or ... can be a stressful situation, but there are options you can try. Apply for a Discretionary Housing Payment (DHP) You can apply for a DHP from your local council if you’re affected by the bedroom tax

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