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  1. How to manage and save money this winter

    someone living there was born on or before 21 September 1959. You no longer need to be claiming Pension Credit or another means-tested benefit to qualify. Find out more about Winter Fuel Payment. Cold Weather ... get Pension Credit or are on a low income.  Find out more about Warm Home Discount. Cost of Living payments These are one-off payments for households on means-tested benefits, such as Pension Credit

  2. Financial jargon buster: financial terms explained

    final salary pension, this refers to the rate at which pension benefits build up in it each year. Affinity card A credit card which lets you support a charity or other organisation. The credit card provider ... allowance An additional personal tax allowance for people over 65. Annuity An annuity converts your pension fund into retirement income. Shop around for the best deal as, once purchased, you can’t change your

  3. Housing Benefit

    Housing Benefit is a means-tested benefit that provides money to help people on a low income to cover their rent. Find out more on Age UK.

  4. Switched Off: What next?

    for a number of months, in partnership with other age sector organisations including the National Pensioners Convention and Silver Voices. Age UK's #SwitchedOff petition closed last night with just shy of ... 75, unless they can prove they are receiving a benefit for those on the lowest incomes called Pension Credit, has struck a real chord with the public. The polling we have carried out bears this out too;

  5. Help for Ukrainian nationals in the UK

    In the UK, the State Pension age is currently 66 years old. This means that, if you're younger than this you need to make a claim for working age benefits, such as Universal Credit . If you and your partner ... partner are both over State Pension age, you can claim Pension Credit or other means-tested benefits such as Housing Benefit .  If you have a long-term health condition or a disability, you might be

  6. Government help for energy bills

    usually added as credit to your electricity bill. You're entitled to this if you or your partner have an account with a participating electricity supplier and receive the Guarantee Credit part of Pension ... Pension Credit, or if you're in receipt of another means tested benefit. Find out more about the Warm Home Discount scheme Winter Fuel Payment The Winter Fuel Payment is an annual tax-free payment

  7. Debt help and advice

    money struggling to pay your household bills or paying them with credit relying on your overdraft or credit card to get by missing credit card repayments hiding your spending habits from your family avoiding ... access immediate advice over the phone or online. If any of your debts are Consumer Credit Act debts (such as a credit card or a loan with interest), you'll need an adviser who's registered with the Financial

  8. Financial support for carers

    paying National Insurance (NI) will lower your State Pension . But if you care for someone for at least 20 hours per week, you could get Carer's Credit, which helps to maintain your NI record. If you get ... Allowance, you'll get Carer's Credit automatically. However, you don’t have to be receiving Carer’s Allowance to get Carer's Credit. Find out more about Carer's Credit on GOV.UK Your local council

  9. Emanuel Hospital Charity

    This alone boosted her income, but the team then identified that she could qualify for Pension Credit Guarantee Credit and full Housing Benefit , paving the way for other entitlements such as a free TV license ... has all of her rent covered by Housing Benefit, and a boost to her income each week through her Pension Credit and Attendance Allowance, enabling her to cover additional expenses to make her life easier,

  10. Overcoming financial difficulties in winter

    really considered, it’s worth knowing exactly what you’re entitled to. Each year up to £3.5bn of Pension Credit and Housing Benefit goes unclaimed by older people. Age UK's free online Benefits Calculator ... could be entitled to. All you need is certain information, such as your savings information, income, pensions and any existing benefits (for you and, if applicable, your partner). 2. Additional help with heating

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