Benefit rates 2025-26
Each April, there are changes to some benefits. Find out what's changing for 2024-25.
Some welfare benefits have changed over the past few years. Find out how they've changed and if this affects you.
Universal Credit has been rolled out nationally and now replaces new claims for a number of working age benefits (benefits for people under State Pension age). If you still get income-related Employment and Support Allowance, you'll be invited to claim Universal Credit by the end of 2025.
If you receive a letter inviting you to claim Universal Credit, your Employment and Support Allowance may stop if you don't claim before the date in the letter.
If you're thinking of switching to Universal Credit before you receive a letter asking you to, it's a good idea to seek professional advice first – in some circumstances, you may end up worse off.
If you’ve reached State Pension age, you won't be affected unless you're a couple and your partner is below this age. This is because claims for Pension Credit can normally only be made if both partners in a couple are over State Pension age.
Following the phase-out of Child Tax Credit, Pension Credit now includes additional amounts for dependent children.
Pension Credit and Housing Benefit will be brought together at some point in 2026.
Bereavement benefits have been extended – you no longer need to have been married to or in a civil partnership with your partner to claim Bereavement Support Payment (BSP). If you have a child or children and were living with your partner when they died, then you can now claim BSP.
The law changed on 9 February 2023. If your partner died before that date you can now make a claim for BSP or Widowed Parent’s Allowance and you may receive some backdated benefit.
For new claimants, Personal Independence Payment (PIP) has replaced Disability Living Allowance (DLA). Here’s how you could be affected if you currently get DLA:
Do you know what benefits you're entitled to? Our online benefits calculator can help you quickly and easily find out what you could be claiming.
Support for Mortgage Interest (SMI) provides loans that pay towards the interest on a mortgage or other eligible home improvement loan.
If you claim SMI, it may not pay all of your interest and won't pay towards capital repayments. This means you might also need to make an additional payment. The loan is voluntary and it's usually repaid with interest if you die or sell your home.
Housing Benefit is reduced if you're considered to have more bedrooms than you need in your home. This is sometimes referred to as the 'bedroom tax'.
This could affect you if all of the following apply to you:
Or if both of the following apply to you:
There's a cap on the amount you can claim if you’re not working. The cap depends on whether you're single or a couple and where you live.
Whether you live in Greater London or the rest of the UK, you may be affected if you’re under State Pension age, or if you’re over State Pension age but live with a spouse or partner below State Pension age and you or your partner claims income-related Employment and Support Allowance or Universal Credit.
The cap doesn't apply if you receive any of the following:
If you're over the cap, your Housing Benefit or Universal Credit payments may be reduced.
We offer support through our free Advice Line. Lines are open 8am-7pm, 365 days a year. We also have specialist advisers at over 120 local Age UKs. You can contact us on 0800 678 1602.
We work with Wordskii to offer free interpreted calls. Visit the Wordskii website and select the language you would like to take the call in from the menu at the top right of the screen. This will tell you the best number to call.
Each April, there are changes to some benefits. Find out what's changing for 2024-25.
If you're on a low income and struggling to cover your rent, you might be able to claim Housing Benefit.
If you can't work because of an illness or disability you might be able to claim Employment Support Allowance (ESA).
Being part of a mixed age couple affects which benefits you can claim. Find out if this affects you and what you...
If you’re on a low income or you’re out of work and you or your partner are under State Pension age, you might be...
If you're over State Pension age and you're struggling to make ends meet, Pension Credit could help top up your income.